Find USDA Eligible Properties in Shelby County


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Michele Dankworth   from   Keller Williams Home Town Realty

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Looking to buy in Shelby County, Ohio?

There are 558 USDA backed residential loans in Shelby county with an average loan balance of $93,721. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $95,954. On average the rural home size purchased with this loan was approximately 1,411 SqFt. Shelby county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Shelby County is roughly 1,062 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Shelby County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Shelby County, OH   Shelby QR code
* cities most likely to have USDA loan eligible properties for sale.

*Anna   •   Ballou   •   *Botkins   •   Dawson   •   Depew   •   Earls Island   •   Filburns Island   •   *Fort Loramie   •   Hardin   •   Hardin Station   •   Hegemanns Landing   •   Houston   •   *Jackson Center   •   *Kettlersville   •   Kirkwood   •   Lehmkuhl Landing   •   *Lockington   •   Maplewood   •   McCartyville   •   Montra   •   Mount Jefferson   •   Newbern   •   Oran   •   Pasco   •   Pemberton   •   Plattsville   •   *Port Jefferson   •   Rumley   •   *Russia   •   *Sidney   •   Swanders   •   Tawawa

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Shelby County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Shelby County, Ohio
USDA Boundary Details
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Shelby County is located in the western part of the U.S. state of Ohio. The county was established on April 1, 1819, and it was named in honor of Isaac Shelby, a Revolutionary War hero and the first governor of Kentucky. The county seat is Sidney, which has been the county seat since the formation of the county. Early settlers were primarily of German and English descent.

The history of Shelby County can be traced back to the early 19th century, when the Treaty of St. Mary's was signed in 1818. This agreement with Native American tribes opened the region to European-American settlement. As a result, a large number of pioneers began to descend upon the area, particularly of German Lutheran and English Baptist background.

The completion of the Miami and Erie Canal, which passed through the eastern portion of the county, contributed to the early growth of Shelby County by improving transportation and commerce in the region. As a result, towns like Sidney, Lockington, and Port Jefferson thrived during the first half of the 19th century. The Miami-Erie Canal continued to play a significant role until it was superseded by rail transportation in the latter half of the 19th century.

Shelby County has been predominantly an agricultural region. Agriculture remains an essential aspect of the county's economy, with significant production of corn, soybeans, and livestock. The county has also witnessed growth in several industries, including manufacturing and logistics.

A fun fact about Shelby County includes the presence of the Sidney Courthouse Square Historic District, which has been listed on the National Register of Historic Places. The district features a beautiful collection of late-Victorian, Italianate, and Romanesque Revival architectural styles in both commercial and public buildings. Additionally, the Big Four Bridge, also known as the "Blue Bridge," is an iconic landmark in Sidney that dates back to the early 20th century and still stands today as a symbol of the city's industrial heritage.


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Featured Properties from USDA Loan Eligible Regions of Shelby County