Find USDA Eligible Properties in Cotton County


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There are 46 USDA backed residential loans in Cotton county with an average loan balance of $96,496. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $99,206. On average the rural home size purchased with this loan was approximately 1,649 SqFt. Cotton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cotton County is roughly 1,663 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cotton County is 6. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Cotton County, OK   Cotton QR code
* cities most likely to have USDA loan eligible properties for sale.

Cookietown   •   *Devol   •   Hooper   •   Hulen   •   *Randlett   •   Taylor   •   *Temple   •   *Walters

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cotton County.

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View the detailed USDA boundaries and read about general conditions of
Cotton County, Oklahoma
USDA Boundary Details
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Cotton County, located in the great state of Oklahoma, was created on August 27, 1912, with the passage of an Oklahoma State Legislature act that disbanded the larger Comanche County and formed Cotton County along with several others.

The area that makes up Cotton County has a rich historical background dating back to Native American settlements. The Wichita and Kichai tribes originally inhabited the region, which eventually became a part of the Louisiana Purchase in 1803. In the mid-19th century, the region became a part of the Kiowa-Comanche-Apache reservation, created by the Medicine Lodge Treaty in 1867.

Cotton County's economy was largely based on agriculture at its inception, primarily production of crops such as cotton and wheat. Livestock farming, particularly cattle and sheep, also played a major role in the economic development of the county.

Today, Cotton County continues to contribute to Oklahoma's agricultural sector while preserving its rich heritage through structures like the historic Cotton County Courthouse, constructed in 1925 in the Classical Revival architectural style.

Fun Fact: The county seat of Cotton County, Walter, is named after a prominent Native American tribal leader, William Walter, who was an influential figure in developing the town's infrastructure, including the construction of schools and churches.


Featured Cities of Oklahoma
Randlett Hooper
Featured Properties from USDA Loan Eligible Regions of Cotton County