Find USDA Eligible Properties in Osage County
Looking to buy in Osage County, Oklahoma?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Osage County, OK 
* cities most likely to have USDA loan eligible properties for sale.
Apperson • *Avant • *Barnsdall • Bigheart • Blackland • Boulangerville • Bowring • *Burbank • Carter Nine • Cooper • Doga • *Fairfax • Fite • *Foraker • Frankfort • Gilland • *Grainola • Gray Horse • Herd • Hickory Hill • *Hominy • Hulah • Indian Village • Kiheki • Lep • Little Chief • Lyman• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *McCord • Myers • Nanos • Nelagoney • New Prue • Oak Ridge • Okesa • Opah • *Osage • *Pawhuska • Pearsonia • Pershing • *Prue • Remington • *Shidler • *Skiatook • Soldani • Strohm • Tallant • Torpedo • *Webb City • Whippoorwill • Wolco • Woolaroc • *Wynona
There are 424 USDA backed residential loans in Osage county with an average loan balance of $106,140. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $108,468. On average the rural home size purchased with this loan was approximately 1,522 SqFt. Osage county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Osage County is roughly 5,963 square kilometers. USDA defined regions of rural loan ineligibility in Osage cover 286 square kilometers of the county. Approximately 4.8% of Osage County is ineligible for traditional USDA home loans. The influence score for Osage County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Osage County.
View the detailed USDA boundaries and read about general conditions of
Osage County, Oklahoma
.Osage County is located in the north-central region of the state of Oklahoma. It was originally part of the Osage Nation's reservation, which was established by the Treaty of Fort Clark in 1808. The Osage Nation is a Native American tribe that has a history dating back thousands of years, known for its skilled hunters, warriors, and later its involvement in the fur trade.
In the late 19th century, settlers began to encroach upon the Osage lands, leading to conflicts and difficulties. In 1893, the Cherokee Commission negotiated an agreement in which the Osage agreed to sell their land and move to a new reservation in present-day Oklahoma. The Osage Reservation was established in 1872, and in 1907, Oklahoma became a state, with Osage County being one of its 77 original counties.
The discovery of oil in the early 20th century brought significant wealth to the Osage Nation and the region. Frank Phillips, founder of Phillips Petroleum Company, drilled the first oil well in Osage County in 1905. The region experienced a boom as a result of the oil industry, with numerous oil tycoons living in the area, and the city of Pawhuska growing as the county seat.
During the early 20th century, the Osage Nation faced challenges in managing the newfound wealth, leading to infamous criminal cases, such as the "Reign of Terror" or the "Osage Indian Murders" between 1921 and 1925. Renowned lawman and first director of the Federal Bureau of Investigation (FBI), J. Edgar Hoover, played a crucial role in solving the case.
A fun fact about Osage County is that it is the largest county by area in Oklahoma, covering nearly 2,304 square miles. Another interesting tidbit is that the area has a strong connection to the American West, with the Tallgrass Prairie Preserve located in Osage County, preserving a part of the unique tallgrass prairie ecosystem that once covered most of the Great Plains. A portion of the county is also recognized as the Osage Nation Reservation, which still exists today, and the Osage Nation continues to play a vital role in the county's cultural heritage and development.
Featured Cities of Oklahoma
browse list of realtors working in Osage CountyOsage has 1 agent ready to help.
Shae Pearson
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