Find USDA Eligible Properties in Payne County


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Payne county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Lana Kampma   from   The Ponca City Real Estate Co.
Sharyl Pickens   from   Metro First Realty Unlimited

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Looking to buy in Payne County, Oklahoma?

There are 412 USDA backed residential loans in Payne county with an average loan balance of $101,639. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $103,826. On average the rural home size purchased with this loan was approximately 1,516 SqFt. Payne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Payne County is roughly 1,805 square kilometers. USDA defined regions of rural loan ineligibility in Payne cover 78 square kilometers of the county. Approximately 4.4% of Payne County is ineligible for traditional USDA home loans. The influence score for Payne County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Payne County, OK   Payne QR code
* cities most likely to have USDA loan eligible properties for sale.

Amabel   •   Cartoco   •   Cottingham   •   *Cushing   •   Gano   •   *Glencoe   •   Ingalls   •   Marena   •   Mehan   •   North Village   •   *Perkins   •   Pleasant Valley   •   Quay   •   *Ripley   •   Schlegel   •   Stillwater   •   Vinco   •   West Point   •   *Yale   •   Yost

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Payne County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Payne County, Oklahoma
USDA Boundary Details
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Payne County, located in the great state of Oklahoma, was founded on May 2, 1890, as part of the first Oklahoma Land Run. Named after Captain David L. Payne, a Civil War veteran and influential leader in the early Boomer Movement, the county played an important role in the state's history, as well as the expansion of the American West.

The county seat, Stillwater, was cemented as a key location when the Unassigned Lands Act was signed into law by President Benjamin Harrison in 1889. This act allowed settlers to claim plots of land, leading to massive settlement in the area, known as the "Land Run".

Primarily a hub for agricultural and livestock production, Payne County flourished with the discovery of oil in the early 1900s. Payne County's fertile lands helped cultivate a strong foundation for the thriving agricultural industry, which remains a significant economic driver in the region.

One of the most notable aspects of Payne County is the city of Stillwater, which is also known as the "Birthplace of Oklahoma State University." Established in 1890, the same year as the founding of Payne County, Oklahoma State University has grown to be a major academic institution, consistently ranking among the best public universities in the United States.

A fun fact about Payne County is that it hosts the annual "Calf Fry," a popular event since 1979 that celebrates the region's cattle ranching heritage. It features live music, a cookout, and the unique culinary experience of eating calf fries (fried bull testicles), which is considered a local delicacy.


Featured Cities of Oklahoma
Cottingham Yost
Featured Properties from USDA Loan Eligible Regions of Payne County