USDA Geographic Eligiblty Boundaries for Oklahoma

By area about 3.6% of Oklahoma is ineligible for rural development USDA home loans.

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Regions of Oklahoma highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Oklahoma USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Oklahoma

Oklahoma USDA loan eligibility boundaries

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Benefits of Rural Life in Oklahoma:

1. Lower cost of living: The cost of living in rural Oklahoma is generally lower than in other parts of the state. This can be attributed to lower housing costs, lower taxes, and lower overall cost of goods and services.

2. Abundant natural beauty: With its rolling hills, lush forests, and expansive plains, Oklahoma offers a wealth of natural beauty and outdoor activities. From kayaking and fishing to hunting and camping, there's something for everyone in the state.

3. Quiet atmosphere: Rural Oklahoma offer a peaceful, quiet atmosphere that many people find desirable. Whether you're looking for a place to relax and unwind or a place to raise a family, rural Oklahoma provides a great setting.

General Rural Housing Conditions in Oklahoma:

The quality of housing in rural Oklahoma varies greatly. In some areas, there are high-quality, well-maintained homes. In other areas, however, housing is more limited and may be in need of repair. Generally, rural housing tends to be more affordable than in urban areas.

Financing Options for Purchasing Homes in Rural Areas of Oklahoma:

1. USDA Rural Development Loan Program: This program offers loans with competitive interest rates and flexible payment terms to low- and moderate-income individuals who are purchasing a home in a rural area.

2. Oklahoma Housing Finance Agency: This agency offers a variety of loan programs and assistance to help individuals and families purchase or refinance a home in Oklahoma. If you're wondering what refinancing is, it involves restructuring your existing mortgage to potentially secure better terms or lower interest rates.

3. Federal Home Loan Bank of Topeka: This bank offers a variety of loan programs to individuals and families in rural areas, including home improvement loans, first-time homebuyer loans, and more.

4. Oklahoma Homebuyer Incentive Program: This program provides financial assistance to eligible first-time homebuyers who are purchasing a home in Oklahoma.


Rural Living in Oklahoma
Rural landscape in Oklahoma
Direct Oklahoma USDA Program Administration Contact Information
Oklahoma Rural Development State Office
100 USDA Suite 108
Stillwater, OK 74074
1 (800) 522-3819
Fax: 1 (855) 423-4043
Featured Property from USDA Loan Eligible Regions of Oklahoma
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