Find USDA Eligible Properties in Polk County

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Polk county has 2 realtors ready to help with your search!

November Featured Agents
Jill Wyatt   from   HomeSmart Realty Group - Oregon
Dieter Wehner   from   iHomes

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Looking to buy in Polk County, Oregon?

There are 528 USDA backed residential loans in Polk county with an average loan balance of $159,998. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $158,265. On average the rural home size purchased with this loan was approximately 1,347 SqFt. Polk county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Polk County is roughly 1,930 square kilometers. USDA defined regions of rural loan ineligibility in Polk cover 26 square kilometers of the county. Approximately 1.4% of Polk County is ineligible for traditional USDA home loans. The influence score for Polk County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Polk County, OR   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Airlie   •   Ballston   •   Bethel   •   Bethel Heights   •   Black Rock   •   Broadmead   •   Brush College   •   Buell   •   Buena Vista   •   *Dallas   •   Derry   •   Ellendale   •   Eola   •   *Falls City   •   Fir Villa   •   *Fort Hill   •   Gerlinger   •   Gold Creek   •   *Grand Ronde   •   Hopville   •   *Independence   •   Lewisville   •   McCoy   •   Modeville   •   *Monmouth   •   Oakdale   •   Parker   •   Pedee   •   Perrydale   •   *Rickreall   •   Ritner   •   Smithfield   •   Suver   •   Thielsen   •   Wigrich   •   Zena

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Polk County, Oregon
USDA Boundary Details

Polk County, situated in the Willamette Valley in the great state of Oregon, was established on December 22, 1845, making it one of the oldest counties in the region. Named after James Knox Polk, the 11th President of the United States, the county was initially inhabited by the Kalapuya Indians, who had several territories in the area.

During the mid-19th century, following the establishment of the Provisional Government of Oregon in 1843, Euro-American settlers increasingly migrated to the region, seeking fertile land for farming. They began establishing cities and communities, with Dallas becoming the county seat in 1852. Polk County is surrounded by other notable counties, such as Yamhill County, Marion County, Benton County, and Lincoln County.

The economy of Polk County has historically depended on agriculture, specifically farming and dairying, but has expanded to include businesses in the timber, wine, and other industries. The county is home to Western Oregon University, a public liberal arts college located in Monmouth.

A fun fact about Polk County is that it's known for its wineries and vineyards. It's part of the Willamette Valley American Viticultural Area, a wine-growing region recognized for its high-quality Pinot Noir and other cool-climate grape varieties. Wine enthusiasts can explore numerous vineyards and wineries in the area by participating in wine tastings and tours.

Featured Cities of Oregon
Hopville Derry
Featured Properties from USDA Loan Eligible Regions of Polk County
406 Madrona St E
Monmouth, OR

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449 Clark St
Falls City, OR

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