USDA Geographic Eligiblty Boundaries for Oregon

By area about 0.9% of Oregon is ineligible for rural development USDA home loans.

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Regions of Oregon highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Oregon USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Oregon

Oregon USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Oregon.


Benefits of Rural Life in Oregon:

Oregon is a beautiful, lush state with many opportunities for rural living. The rural areas of Oregon offer a slower pace of life and a strong sense of community. The fresh air and open space of rural Oregon provide a great atmosphere for outdoor recreation, such as biking, hiking, fishing, and camping. Additionally, rural areas of Oregon often have lower housing costs, allowing people to purchase larger homes for a lower price. The rural communities of Oregon are also generally more family- and community-oriented, with a strong sense of connection and support.

General Rural Housing Conditions in Oregon:

Rural housing conditions in Oregon vary greatly depending on the location. In general, rural homes in Oregon tend to be older and more modest than in more urban areas, with many rural homes dating back to the early- to mid-1900s. Additionally, many rural homes in Oregon have smaller lots, making it difficult to make significant improvements or additions.

Financing Options for Purchasing Homes in Rural Areas of Oregon:

There are several financing options for purchasing homes in rural areas of Oregon. The United States Department of Agriculture (USDA) offers loan programs through its Rural Development program. These loans offer low interest rates and no down payment for eligible rural homebuyers. Additionally, many local banks and credit unions offer rural home loans, which provide more flexible terms and may be a better option for buyers with lower credit scores. Finally, some rural areas of Oregon are eligible for the Federal Home Loan Bank's Rural Housing Program, which offers low-interest home loans to low-income families.


Rural Living in Oregon
Rural landscape in Oregon
Direct Oregon USDA Program Administration Contact Information
All USDA Rural Development offices located in Oregon are currently open. Employees may be working remotely. For assistance, please contact us by phone or email.

Toll Free: (866) 923-5626
Phone: (503) 414-3300
FCC Relay Service: 711
Featured Property from USDA Loan Eligible Regions of Oregon
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