USDA Geographic Eligiblty Boundaries for Pennsylvania

By area about 5.4% of Pennsylvania is ineligible for rural development USDA home loans.

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Regions of Pennsylvania highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Pennsylvania USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Pennsylvania

Pennsylvania USDA loan eligibility boundaries

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Benefits of Rural Life in Pennsylvania:

Pennsylvania is a great state for rural living, offering a variety of benefits for those looking for a more peaceful lifestyle. A few of these benefits include access to outdoor activities such as hunting, fishing, and hiking, a slower pace of life, and the chance to be part of a close-knit community. Pennsylvania also has some of the most beautiful landscapes, with rolling hills, lush forests, and plenty of open spaces to explore.

General Rural Housing Conditions in Pennsylvania:

Rural housing in Pennsylvania is generally affordable, with many homes costing less than the national average. Housing in rural areas is often older, with many homes dating back to the 1800s. However, they are typically well-maintained and offer plenty of charm. There are also more options available for those looking for a more modern home, such as modular or manufactured homes.

Financing Options for Purchasing Homes in Rural Areas of Pennsylvania:

There are several financing options available for those looking to purchase a home in a rural area of Pennsylvania. The USDA Rural Development Loan Program offers low-interest loans for those with low to moderate incomes who are looking to purchase a home in an eligible rural area. The Pennsylvania Housing Finance Agency (PHFA) also offers a variety of loan programs to help low- and moderate-income families purchase a home. The PHFA also provides financial assistance to first-time homebuyers and those looking to purchase a home in a rural area. Finally, many banks and credit unions offer special financing options for rural homebuyers.


Rural Living in Pennsylvania
Rural landscape in Pennsylvania
Direct Pennsylvania USDA Program Administration Contact Information
The Pennsylvania State Office, located in Harrisburg, PA, administers USDA Rural Development programs through nine Area Offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

For all general housing program-related inquiries, contact the Housing Program/Multi-Family Housing Staff at (717) 237-2186. For all inquiries related to Guaranteed Housing Programs, contact pasfh@usda.gov

For questions about payments, moratorium requests, payoffs, etc. call the Customer Service Center at (800) 414-1226
Featured Property from USDA Loan Eligible Regions of Pennsylvania
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