USDA loan eligible properties in Washington County, RI 
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* cities most likely to have USDA loan eligible properties for sale.
Allenton • Alton • Arcadia • *Ashaway • Avondale • Barberville • Belleville • Bethel • Black Plain • Bonnet Shores • *Bradford • Bridgetown • Brudickville • Canonchet • *Carolina • Centerville • *Charlestown • Charlestown Beach • Cold Spring Beach • Columbia Heights • Davisville • Ellis Flats • *Exeter • Fisherville • Fort Ninigret • Galilee • Gould • Green Hill • Hamilton • Haversham • Hillsdale • *Hope Valley • *Hopkinton • Indian Lake Shores • Jerusalem • Kenyon • Kiefer Park • *Kingston • Lafayette • Liberty • Matunuck • Millville • *Misquamicut • Mooresfield • Moscow • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mount View • *Narragansett • Narragansett Beach • *Narragansett Pier • *New Shoreham • *North Kingstown • North Quidnessett • Perryville • Pettaquamscutt Lake Shores • Pine Hill • Point Judith • Potter Hill • Quidnessett • *Quonochontaug • *Richmond • Rockville • Rocky Brook • Saunderstown • Scarborough Hills • Seaweed Beach • Shady Harbor • Shannock • Shelter Harbor • Shore Acres • Slocum • South Ferry • South Hopkinton • *South Kingstown • Stillmanville • Tuckertown • Tug Hollow • Usquepaug • Wakefield • *WakefieldPeacedale • *Watch Hill • *Weekapaug • Weekapaug Beach • West Kingston • *Westerly • White Rock • Wickford • Woodville • *Wyoming
browse list of realtors working in Washington CountyWashington has agents ready to assist.
Patricia Berg
There are 317 USDA backed residential loans in Washington county with an average loan balance of $211,899. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $220,140. On average the rural home size purchased with this loan was approximately 1,235 SqFt. Washington county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Washington County is roughly 915 square kilometers. USDA defined regions of rural loan ineligibility in Washington cover 55 square kilometers of the county. Approximately 6.1% of Washington County is ineligible for traditional USDA home loans. The influence score for Washington County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Washington County.
View the detailed USDA boundaries and read about general conditions of
Washington County, Rhode Island
.Washington County, located in the great state of Rhode Island, was formed in 1729 as Kings County, named in honor of King George I of Great Britain. It was renamed Washington County in 1781 to honor the United States' first president, George Washington. Covering an area of 563 square miles, it is the largest county in Rhode Island and is known for its beautiful coastline and picturesque landscape.
Washington County's rich history dates back to the 17th century when European settlers arrived in the area. The area was originally inhabited by the Narragansett Indian Tribe. Some of the first European settlers included religious dissenters seeking to escape the strictures of the Massachusetts Bay Colony, such as Roger Williams, who founded Rhode Island's first permanent settlement in 1636.
The county played a significant role in the American Revolution, as several key battles and skirmishes occurred within the region. As part of Rhode Island's extensive maritime history, Washington County also has a strong fishing and shipbuilding legacy dating back to the 18th century.
One fun fact about Washington County is that it is home to the University of Rhode Island, which was established in 1892 as the Rhode Island College of Agriculture and Mechanic Arts. The University has grown to become a major research institution and is the state's flagship public university.
In modern times, Washington County is known for its beautiful beaches, charming historic towns, and scenic natural beauty, making it a popular destination for tourists and a thriving community for its residents.
Featured Cities of Rhode Island
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