USDA Geographic Eligiblty Boundaries for Rhode Island

By area about 23.1% of Rhode Island is ineligible for rural development USDA home loans.


Regions of Rhode Island highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

Updated 2024 USDA Loan Boundaries for Rhode Island

Use the search form to find your favorite counties, cities and zip codes in Rhode Island.

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Benefits of Rural Life in Rhode Island.

Living in rural Rhode Island offers a unique opportunity for those looking for a slower-paced lifestyle. Residents of rural Rhode Island enjoy scenic views of rolling hills and farmland, quiet solitude, and a sense of community. With small-town charm and close-knit communities, rural Rhode Island offers a unique lifestyle that many find appealing. Additionally, with easy access to state and national parks, as well as plenty of outdoor activities, living in rural Rhode Island provides abundant opportunities for exploration and recreation.

General Rural Housing Conditions in Rhode Island:

In Rhode Island, rural housing is generally affordable, with the median home price around $220,000. Single-family dwellings are the most common type of housing in rural Rhode Island, but there is a range of housing options, including townhouses, mobile homes, and cabins. Additionally, many rural areas of Rhode Island have seen an influx of new construction in recent years, providing additional housing options.

Financing Options for Purchasing Homes in Rural Areas of Rhode Island:

Given the affordability of rural housing in Rhode Island, there are a variety of financing options available to those looking to purchase a home in rural areas. Many lenders offer traditional mortgage loans, as well as special programs for those looking to purchase in rural areas, such as the USDA Rural Development Program. Additionally, there are a variety of grants and other assistance programs available to help those looking to purchase a home in rural Rhode Island.

Rural Living in Rhode Island

Direct Rhode Island USDA Program Administration Contact Information

The Rhode Island Area Office is located in Warwick, RI. The office is open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

Featured Property from USDA Loan Eligible Regions of Rhode Island