Find USDA Eligible Properties in Aiken County

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Looking to buy in Aiken County, South Carolina?


There are 1,131 USDA backed residential loans in Aiken county with an average loan balance of $131,258. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $131,477. On average the rural home size purchased with this loan was approximately 1,741 SqFt. Aiken county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Aiken County is roughly 2,799 square kilometers. USDA defined regions of rural loan ineligibility in Aiken cover 174 square kilometers of the county. Approximately 6.2% of Aiken County is ineligible for traditional USDA home loans. The influence score for Aiken County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Aiken County, SC   Aiken QR code
* cities most likely to have USDA loan eligible properties for sale.

Aiken   •   Balltown   •   Bath   •   Beech Island   •   Belvedere   •   Berlin   •   Bonniview Estates   •   Bradleyville   •   Browns Hill   •   *Burnettown   •   Camp Gravatt   •   Camp Long   •   Camp Rawls   •   *Clearwater   •   College Acres   •   Couchton   •   Cowden   •   Croft   •   Dry Branch   •   Elmwood Park   •   Eureka   •   Foxtown   •   *Gloverville   •   *Graniteville   •   Hamburg   •   Hankinson   •   Heathwood Park   •   *Jackson   •   Jacksonville   •   Johnstown   •   Jones Crossroads   •   Kathwood   •   Kitchings Mill   •   *Langley• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward $0 Down Financing

 

  •   Lynwood   •   Madison   •   Midland Valley   •   Mixville   •   *Monetta   •   Montmorenci   •   Mount Beulah   •   *New Ellenton   •   New Holland   •   New Holland Crossroads   •   Nicholson Village   •   North Augusta   •   Oak Hill   •   Oakwood   •   *Perry   •   Rainbow Falls   •   Ridgecrest   •   *Salley   •   Seiglers Crossroads   •   Seivern   •   Six Points   •   Spiderweb   •   Stiefeltown   •   Sunny Brook   •   Sweetwater   •   Talatha   •   Vaucluse   •   *Wagener   •   *Warrenville   •   White Pond   •   Willow Springs Park   •   *Windsor

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Aiken County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Aiken County, South Carolina
USDA Boundary Details
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Aiken County, located in the western part of South Carolina, was established on March 10, 1871. It is named in honor of William Aiken, the first president of the South Carolina Railroad Company. The county covers an area of about 1,080 square miles and is bordered by the North Edisto River to the south and the Savannah River to the west. The Savannah River separates South Carolina from Georgia, making Aiken County part of the Central Savannah River Area (CSRA).

Prior to the arrival of Europeans, the region was inhabited by Native American tribes, such as the Yamasee, Cherokee, and Savannah River tribes. The first European explorers arrived in the 16th century, and eventually, the area became part of the British colony known as the Province of South Carolina. Aiken County grew significantly during the late 19th century due to the expansion of the railroad network, which resulted in the establishment of the largest privately-owned railroad company in the world at the time, the South Carolina Railroad.

During the early 20th century, Aiken County experienced rapid industrialization and became home to several major textile mills. The development of the Savannah River Site (SRS) in the 1950s, a nuclear reservation managed by the U.S. Department of Energy, further boosted the county's economy, creating thousands of jobs and promoting population growth.

One fun fact about Aiken County is that it is known for its equestrian roots, hosting the Aiken Steeplechase, an annual horse racing event. The region is also renowned for its polo, fox hunting, and horse training facilities, earning it the nickname "Horse Country of the South."


Featured Cities of South Carolina
Langley Mixville
Featured Properties from USDA Loan Eligible Regions of Aiken County
113 Pinder Pl
Wagener, SC

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50 Converse Dr
Aiken, SC

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561 Ashbury Dr
Aiken, SC

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Tract 13-A Pearl Bonnet Rd
Windsor, SC

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Realtors in Aiken browse list of realtors working in Aiken County
Aiken county has 6 usdaproperties.com realtors ready to help with your search!
February 2025 Featured Agents
Sabrina Cozart   from   Blanchard And Calhoun Real Estate
Richard Williamson   from   Wisteria Properties, LLC
Jennifer Abraham   from   Broadwater-Toole Realty
Dora Brooks   from   Re/Max River Realty
Joanne Kondreck   from   Century 21 Magnolia
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