Find USDA Eligible Properties in Cherokee County


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There are 498 USDA backed residential loans in Cherokee county with an average loan balance of $102,978. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $106,374. On average the rural home size purchased with this loan was approximately 1,499 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cherokee County is roughly 1,029 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cherokee County is 2. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Cherokee County, SC   Cherokee QR code
* cities most likely to have USDA loan eligible properties for sale.

Abingdon   •   Asbury   •   *Blacksburg   •   Cashion Crossroads   •   Cherokee Falls   •   Draytonville   •   *East Gaffney   •   *Gaffney   •   Goucher   •   Grassy Pond   •   Kings Creek   •   Saratt   •   Smith Ford   •   Thicketty   •   White Plains   •   Wilkinsville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.

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View the detailed USDA boundaries and read about general conditions of
Cherokee County, South Carolina
USDA Boundary Details
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Cherokee County is located in the upstate region of South Carolina, bordering North Carolina to the north. The area was originally inhabited by the Cherokee people, as the name suggests, and was part of the hunting ground for the Native Americans. The county was officially established in 1897, formed from parts of Spartanburg, Union, and York counties.

One of the significant historical events in the region was the Battle of Cowpens during the American Revolutionary War, which took place on January 17, 1781. This battle was a crucial turning point in the Southern campaign for the war, as the British forces led by Lieutenant Colonel Banastre Tarleton were defeated. This crucial victory boosted the morale of the Continental Army and played an essential role in the eventual defeat of the British.

The arrival of railroads in the late 19th century had a significant impact on the development of the county, stimulating economic growth and population expansion. Gaffney, the county seat, established in 1875, became a prominent textile and commerce center during this time.

Today, Cherokee County is a thriving hub, characterized by a diverse economy, featuring manufacturing, healthcare, education, agriculture, and retail sectors. Alongside, the area also takes pride in preserving its natural beauty and rich history, evident through sites like Cowpens National Battlefield and the historical district of Gaffney.

A fun fact about Cherokee County is that it's home to the remarkable Peachoid, a 135-feet tall water tower resembling a large peach. This quirky landmark, built in 1981, is not only a testament to South Carolina's thriving peach industry but has also gained national recognition after being featured in the popular TV series, "House of Cards".


Featured Cities of South Carolina
Asbury Wilkinsville
Featured Properties from USDA Loan Eligible Regions of Cherokee County