Looking to buy in Fairfield County, South Carolina?
There are 106 USDA backed residential loans in Fairfield county with an average loan balance of $107,338. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $112,534. On average the rural home size purchased with this loan was approximately 1,623 SqFt. Fairfield county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Fairfield County is roughly 1,838 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Fairfield County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Fairfield County, SC
* cities most likely to have USDA loan eligible properties for sale.
Adger • Alston • Blair • Bucklick • Clayton • Cool Branch • Dawkins • Douglass • Feasterville • Flint Hill • *Jenkinsville • Jennings • Lebanon • Longtown • Mitford • Monticello • Parr • Richtex • *Ridgeway • Rion • Rockton • Shelton • Simpson • Smallwood • Stover • Strother • *Winnsboro • *Winnsboro Mills • Woodward
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Fairfield County.
Fairfield County, located in the great state of South Carolina, has a rich and fascinating history dating back to the 18th century. It is part of the midlands region of the state and covers an area of approximately 710 square miles. The county was officially established on March 12, 1785, as one of the original counties created by an act of the South Carolina legislature.
The origins of Fairfield County trace back to the arrival of European settlers in the region. Predominantly Scotch-Irish and German settlers began moving into the area from the north in the 1700s, establishing plantations, farms, and towns. The fertile land and numerous water sources, such as the Wateree River and Lake Wateree, made the area suitable for cotton, corn, and indigo cultivation.
The county played a significant role in the Revolutionary War, with several crucial battles fought within its boundaries, including the Battle of Fish Dam Ford in 1780 and the Battle of Mobley's Meeting House in 1781. Also, Brigadier General Thomas Sumter, a Patriot leader, and legendary war hero, hailed from this county.
In the 1800s, Fairfield County continued to develop its agricultural economy. Cotton remained a staple crop, and the introduction of the railroad in the mid-19th century contributed significantly to the growth of the region. Despite facing economic challenges after the Civil War and the devastating impact of the boll weevil on the cotton crop in the early 20th century, the county has persevered and adapted its economy over the years.
Today, Fairfield County boasts a diverse economy driven by manufacturing, health care, service industries, and tourism. Rich in history and natural beauty, the county is home to several historical sites, parks, and recreational opportunities.
Fun Fact: Fairfield County is home to the only national park in South Carolina, the Congaree National Park. This park offers primeval landscapes, outdoor activities, and a diverse array of plant and animal species, showcasing the beauty and ecological importance of the region.
February 2025 Featured Agents | |
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Bob Brown | from Palmetto Elite Realty |
Angela Holladay | from Coldwell Banker |
Lajeska Willingham-Thomas | from Carolinas Priority Realty |