Find USDA Eligible Properties in Georgetown County


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There are 84 USDA backed residential loans in Georgetown county with an average loan balance of $113,886. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $122,762. On average the rural home size purchased with this loan was approximately 1,563 SqFt. Georgetown county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Georgetown County is roughly 2,263 square kilometers. USDA defined regions of rural loan ineligibility in Georgetown cover 107 square kilometers of the county. Approximately 4.7% of Georgetown County is ineligible for traditional USDA home loans. The influence score for Georgetown County is 6. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Georgetown County, SC   Georgetown QR code
* cities most likely to have USDA loan eligible properties for sale.

Allentown   •   Anne   •   Annieville   •   Barnhill   •   Belin   •   Belle Isle Gardens   •   Bethel   •   Caines   •   Campfield   •   Carters Crossroads   •   Center Crossroads   •   Choppee   •   Clambank   •   Conch Creek   •   Cribb Crossroads   •   Cumberland   •   Dunbar   •   Fraserville   •   Friendfield   •   *Georgetown   •   Georgieville   •   Gilliard   •   Good Hope   •   Graves   •   Green Bay   •   Huggins Crossroads   •   Italy   •   Kensington   •   Kent   •   Lambert   •   Lanes Creek   •   Litchfield Beach   •   Lodge Hall   •   Marysville   •   Miller Crossroads   •   Mount Rena   •   Moyd   •   Murrells Inlet   •   New Hope   •   North Litchfield Beach   •   North Santee   •   Oatland   •   Oceda   •   Olin   •   Owens   •   Parkersville   •   Pawleys Island   •   Petersfield   •   Plantersville   •   Pleasant Grove   •   Pleasant Hill   •   Pope Crossroads   •   Port Hill   •   Puncheon Creek   •   Quarantine   •   Ramsey Grove   •   Rhems   •   Rice Crossroads   •   Rose Hill   •   Rosemont   •   Saint Pauls   •   Sampit   •   Simmonsville   •   Spring Gully   •   Strawberry   •   Sunny Side   •   Tyler Crossroads   •   Waverly Mills   •   Williams Hill   •   Yauhannah

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Georgetown County.

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View the detailed USDA boundaries and read about general conditions of
Georgetown County, South Carolina
USDA Boundary Details
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Georgetown County is located on the northeastern coast of South Carolina and is part of the state's Lowcountry region. Established in 1769, the county has a rich history that dates back to the early days of European exploration and settlement in the Americas.

In the 16th century, Spanish explorers encountered Native American tribes, such as the Waccamaw and the Winyah, inhabiting the area. In 1526, Spanish settlers led by Lucas Vazquez de Aylln established the short-lived settlement of San Miguel de Gualdape, which was possibly located near present-day Georgetown. This settlement is considered the first European settlement in the present-day United States, though it only lasted for about three months.

The English later took control of the area and established the Carolina colony in 1670. Georgetown, the county seat, was laid out in 1730 on the banks of the Sampit River, a major tributary of the Winyah Bay. Initially, the local economy was centered around rice cultivation, with the city becoming a significant rice export center by the mid-18th century.

As the rice industry flourished, so did plantation culture, leading to an increase in the enslaved labor force. Many of the historic plantations in Georgetown County, such as the Hopsewee and Mansfield plantations, are now listed on the National Register of Historic Places.

The county has played a crucial role in various significant historical events, including the Revolutionary War, the Civil War, and the Civil Rights Movement. Georgetown County is also home to the Gullah Geechee Cultural Heritage Corridor, which preserves the unique culture of the Gullah Geechee people, descendants of enslaved Africans who developed their distinct cultural identity in the Lowcountry region.

A fun fact about Georgetown County is that it is home to the Hobcaw Barony, a 16,000-acre natural preserve that was once the sprawling winter retreat of Bernie Baruch, a financier, and presidential adviser during the early 20th century. Today, the Hobcaw Barony serves as a center for research and education on coastal ecosystems, wildlife, and cultural history.


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Featured Properties from USDA Loan Eligible Regions of Georgetown County