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Find USDA Eligible Properties in Oconee County
browse list of realtors working in Oconee County
Oconee county has 3 usdaproperties.com realtors ready to help with your search!
| January 2025 Featured Agents | |
|---|---|
| Becky Fisher | from Keller Williams Mountain Partners |
| Danny Weaver | from Keller Williams Western Upstate |
| Becky Smith | from Community First Real Estate |
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Looking to buy in Oconee County, South Carolina?
There are 531 USDA backed residential loans in Oconee county with an average loan balance of $118,568. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $122,034. On average the rural home size purchased with this loan was approximately 1,491 SqFt. Oconee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Oconee County is roughly 1,746 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oconee County is 6. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Oconee County, SC 
* cities most likely to have USDA loan eligible properties for sale.
Battle Creek • Boones Creek • Bounty Land • Brasstown • Brock • Burns Mill • Camp Oak • Chauga Heights • Cheohee • Clearmont • Corinth • Courtenay • Cross Roads • Dixon Crossroads • Earles Grove • *Fair Play • Five Points • Flat Shoals • Hicks Store • Holly Springs • Jason • Jocassee • Johns Mill • Long Bottom Ford • Longcreek • Moody Cove • *Newry • Oakway • Old Madison • Old Pickens • Percival Crossroads • Phinney • Picket Post • Retreat • Return • *Salem • *Seneca • South Union • Tamassee • *Utica • *Walhalla • *West Union • *Westminster • Whetstone
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oconee County.
View the detailed USDA boundaries and read about general conditions of
Oconee County, South Carolina
.Oconee County, located in the northwestern part of South Carolina, was formed on February 25, 1868, from portions of Pickens District due to the legislative act signed by then Governor James L. Orr. The name "Oconee" comes from the Native American Cherokee word "Ae-quo-nee," which means "land beside the water." The region served as the homeland for the Lower Towns of the Cherokee Nation prior to becoming part of South Carolina.
One significant event in the county's history was the arrival of the Blue Ridge Railroad in the 1850s, which linked the area to North Carolina, encouraging economic development and trade. The presence of the railroad assisted in the establishment of Walhalla, the county seat, in 1850 by a group of German settlers. They named their new settlement after the Old Norse mythological concept of Walhalla, which referred to the final resting place of heroic warriors.
Oconee County's economy initially relied on agriculture, predominantly cotton cultivation. However, in the early 20th century, the area's focus shifted to industry and commerce, fueled by the expansion of textile mills and hydroelectric power generation. Today, in addition to industry, tourism plays a significant role in the county's economy.
A fun fact about Oconee County is that it is home to over 150 waterfalls, attracting a considerable number of tourists every year. Some of the most popular waterfalls include Issaqueena Falls, Yellow Branch Falls, and King Creek Falls. This unique natural feature offers visitors a chance to explore Oconee's scenic beauty and participate in numerous outdoor activities, making it a must-visit destination in the Palmetto State.
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