Find USDA Eligible Properties in Richland County


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Realtors in Richland browse list of realtors working in Richland County
Richland county has 5 usdaproperties.com realtors ready to help with your search!

March Featured Agents
LaVonya Mack   from   Coldwell Banker Realty
Rozalyn Franklin   from   Keller Williams Preferred
Bob Brown   from   Palmetto Elite Realty
Lajeska Willingham-Thomas   from   Carolinas Priority Realty

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Looking to buy in Richland County, South Carolina?

There are 566 USDA backed residential loans in Richland county with an average loan balance of $155,425. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $157,812. On average the rural home size purchased with this loan was approximately 1,964 SqFt. Richland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Richland County is roughly 1,998 square kilometers. USDA defined regions of rural loan ineligibility in Richland cover 738 square kilometers of the county. Approximately 36.9% of Richland County is ineligible for traditional USDA home loans. The influence score for Richland County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Richland County, SC   Richland QR code
* cities most likely to have USDA loan eligible properties for sale.

Arcadia Lakes   •   Arthurtown   •   Ballentine   •   Belmont   •   Bluff Estates   •   *Blythewood   •   Boney   •   Bookman   •   Bruner   •   Cedar Creek   •   Columbia   •   Congaree   •   Crane Forest   •   Denny Terrace   •   Dentsville   •   *Eastover   •   Fairwold   •   Forest Acres   •   Frost   •   *Gadsden   •   Haskell Heights   •   Hilton   •   Hollywood Hills   •   *Hopkins   •   Horrel Hill   •   Independents   •   Killian   •   Kingville   •   *Lake Murray of Richland   •   Langfords Crossroads   •   Leesburg   •   Littleton   •   Lykes   •   Montgomery   •   Munster   •   Olympia   •   Pontiac   •   Saint Andrews   •   Sharp   •   Sims   •   State Park   •   Wateree   •   Weddell   •   Weston   •   White Rock   •   Windsor Estates   •   Woodfield

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Richland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Richland County, South Carolina
USDA Boundary Details
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Richland County is located in the heart of the great state of South Carolina and is home to the state capital, Columbia. With a rich history dating back to its establishment in 1785, the county got its name from the fertile soil found in the area, making it an ideal location for farming and plantations back then.

Before Europeans settled in the area, Richland County was inhabited by Native American tribes such as the Congaree, Wateree, and Santee. The region was explored by Spanish and French explorers in the 16th and 17th centuries, but it wasn't until the arrival of the English in the late 1600s and early 1700s that permanent settlements started forming.

Richland County played a crucial role during the American Revolutionary War, as it hosted several key battles, including the Battle of Camden in 1780. Following the war, the area developed rapidly with the expansion of cotton plantations, driven by the forced labor of enslaved African Americans.

Columbia, the county seat, was established in 1786 as South Carolina's state capital, which contributed to Richland County's growth and influence. The county transitioned from being primarily agricultural to more urban and industrial over the years, particularly after the arrival of steam-powered textile mills in the 1800s and access to the South Carolina Railroad.

During the Civil War, Richland County saw significant damage-most of Columbia was burned during General Sherman's March in 1865. Following the war, Richland County gradually rebuilt and began to focus on education, industry, and infrastructure, which helped determine its future growth.

One fun fact about Richland County is that Lake Murray, a large man-made reservoir located within the county, was constructed in the 1920s to provide hydroelectric power to the region. Today, Lake Murray is a popular recreational spot for boating, fishing, and other water sports, as well as an important habitat for wildlife, including a thriving population of Purple Martins - one of the largest in North America.


Featured Cities of South Carolina
Independents Eastover
Featured Properties from USDA Loan Eligible Regions of Richland County