Find USDA Eligible Properties in South Carolina

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Find properties within a county or use the search to find specific city and zip code areas.



Click on the county map below to see USDA eligible properties by county.Are you looking to buy in a rural area of South Carolina?

There are 24,419 USDA backed residential loans in South Carolina with an average loan balance of $117,236. Over 82% of the loans went to help first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $121,399. On average the rural home size purchased with this loan was approximately 1,650 square feet.

The size of South Carolina is roughly 82,933 square kilometers. USDA defined regions of rural loan ineligibility in South Carolina covers about 5,342 square kilometers of the state. In other words, approximately 6.44% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 46 Counties of South Carolina   SC QR code

Abbeville   •   Aiken   •   Allendale   •   Anderson   •   Bamberg   •   Barnwell   •   Beaufort   •   Berkeley   •   Calhoun   •   Charleston   •   Cherokee   •   Chester   •   Chesterfield   •   Clarendon   •   Colleton   •   Darlington   •   Dillon   •   Dorchester   •   Edgefield   •   Fairfield   •   Florence   •   Georgetown   •   Greenville   •   Greenwood • • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
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  •   Hampton   •   Horry   •   Jasper   •   Kershaw   •   Lancaster   •   Laurens   •   Lee   •   Lexington   •   Marion   •   Marlboro   •   McCormick   •   Newberry   •   Oconee   •   Orangeburg   •   Pickens   •   Richland   •   Saluda   •   Spartanburg   •   Sumter   •   Union   •   Williamsburg   •   York

States bordering South Carolina include Georgia and North Carolina.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of South Carolina.

South Carolina ratified the 1787 United States Constitution on May 23rd, 1788 where the state capitol today resides in Columbia.

The official motto of South Carolina is "Dum Spiro Spero" which means "While I Breathe I Hope" in Latin. The phrase has been used by South Carolina since 1776, when it was first adopted as part of the state's seal. The phrase was inspired by the ideals of freedom and hope that were shared among the American colonists during the American Revolution. The phrase has come to represent South Carolina's resilience and optimism, and is a reminder that even during hard times, hope is never lost.

Learn about the birds and the bugs of South Carolina!
State Bird   State Quarter
 
State Flower   State Bug

State Fish
State Fish: Striped bass (Morone saxatilis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in South Carolina and a higher resolution USDA loan eligibility boundaries.
South Carolina USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

South Carolina New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
South Carolina Contact Information

South Carolina USDA Rural Development State Office
1835 Assembly Street
Columbia, S.C. 29201

Single Family Housing: (803) 765-3093
Featured Properties from USDA Loan Eligible Regions of South Carolina
State Welcome Sign

104 Elizabeth Dr
Piedmont, SC

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298 Savannah Wood Rd
Hopkins, SC

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28 Madison Dr Lot 59
Georgetown, SC

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3305B Kershaw Hwy
Kershaw, SC

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Select from many USDA loan eligible cities
Darlington Marion
Powdersville Duncan

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Rural Homes in South Carolina during Winter
Rural Homes in South Carolina during winter