USDA Geographic Eligiblty Boundaries for South Dakota

By area about 0.2% of South Dakota is ineligible for rural development USDA home loans.

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Regions of South Dakota highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
South Dakota USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for South Dakota

South Dakota USDA loan eligibility boundaries

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Benefits of Rural Life in South Dakota:

South Dakota is a great place to live if you are looking for a rural lifestyle. The state offers a strong sense of community, with a small-town feel that is hard to find in larger cities. Residents in rural areas of South Dakota enjoy the slower pace of life, with plenty of outdoor activities and a lower cost of living. There are plenty of opportunities to pursue outdoor activities such as hunting, fishing, camping, and hiking. The state is also home to a number of national and state parks, as well as scenic drives and picturesque views.

General Rural Housing Conditions in South Dakota:

South Dakota's rural housing conditions are generally quite good. Home prices in rural areas are usually much lower than in urban areas, and many homes in rural areas are well-maintained and updated. Rural areas also offer a variety of housing options, from single-family homes to larger farmsteads.

Financing Options for Purchasing Homes in Rural Areas of South Dakota:

South Dakota provides a variety of financing options for purchasing homes in rural areas. The USDA Rural Development Program provides low-interest loans to qualified buyers for homes in rural areas. The South Dakota Housing Development Authority also provides financing options for rural homebuyers, including down payment assistance, tax credits, and more. Additionally, many banks and credit unions in the state offer specialized rural loans with competitive rates.


Rural Living in South Dakota
Rural landscape in South Dakota
Direct South Dakota USDA Program Administration Contact Information
USDA Rural Development State Office
200 4th Street SW, Federal Building, Rm. 210
Huron, SD 57350
Phone: (605) 352-1100
Facsimile: (855) 262-1940
Featured Property from USDA Loan Eligible Regions of South Dakota
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