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USDA Eligibility Boundaries for Shelby, Tennessee 
38.6% of Shelby County is eligible for a USDA home loan.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Shelby county is rated a 3. The average temperature during the month of June is 81.6℉ and the average temperature in January is 40.5℉. The typical humidity of this area is approximately 59% and the area covered by water is 3.68%. The overall influence score for Shelby is 1.
The map below displays geographic boundaries of Shelby, Tennessee with a blue border. Regions of Tennessee that are highlighted in red are not eligible for USDA backed home loan programs in the state of Tennessee. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Shelby County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Tennessee.
Shelby County is located in the southwestern corner of Tennessee, and the county seat is Memphis. The population of Shelby County is 936,180, according to the 2019 U.S. Census estimate. The population is made up of a diverse mix of ethnicities and cultures, with African Americans making up the largest racial group at 54.4%. The median household income for Shelby County is $50,945, slightly lower than the national average.
The cost of living in Shelby County is lower than the national average, and housing costs are significantly lower than other parts of the country. The median home value in Shelby County is $125,400, and the median rent is $871 per month.
The quality of life in Shelby County varies depending on where you live. Areas closer to downtown Memphis tend to have higher crime rates and poorer living conditions than those further away from the city center. However, there are many positive aspects to living in Shelby County as well, including access to excellent healthcare facilities and a thriving arts and culture scene.
Shelby, Tennessee
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Tennessee USDA program details you can also contact:
Tennessee State Office
441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300, 800-342-3149
Fax: 855-776-7057
Rural Development programs are delivered through area offices across Tennessee.
| Additional Featured Agents in Shelby County |
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| Kerry Hall from Kerry Hall Real Estate |
| Andrea McFadden from Exit Realty |
| Carmen Prince from Crye-Leike Realtors |
| Larrian Currie from One Stop Global Realty |
Featured Property from USDA Loan Eligible Regions of Tennessee
