USDA Eligibility Boundaries for Smith, Tennessee Smith QR code


State Welcome Sign  SmithCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Smith County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Smith county is rated a 4. The average temperature during the month of June is 78.0℉ and the average temperature in January is 39.0℉. The typical humidity of this area is approximately 63% and the area covered by water is 3.36%. The overall influence score for Smith is 6.

The map below displays geographic boundaries of Smith, Tennessee with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Trousdale is 23 kilometers to the north west, Jackson is 28 kilometers to the north east and Macon is 31 kilometers to the north.

Select from the above list of cities in Smith County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Tennessee.


County level USDA loan eligibility boundaries for Smith, Tennessee



Smith County is located in Middle Tennessee, about an hour west of Nashville. As of the 2019 U.S. Census, the population was 19,895. The median household income is $42,923 and the median home value is $118,300. The poverty rate is 18.7%.

The county has a rural feel with rolling hills and farmland. There are several small towns and communities throughout the county. The largest town is Carthage, which serves as the county seat.

The quality of life in Smith County is generally good. Residents enjoy access to outdoor recreation activities such as fishing, boating, hunting, camping, hiking, and more. There are also several cultural attractions like museums and art galleries. The local schools offer a variety of educational opportunities for students of all ages.

Overall, Smith County is a pleasant place to live with a strong sense of community and a relaxed lifestyle.


Smith, Tennessee
Rural homes in Smith, Tennessee
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Tennessee USDA program details you can also contact:
Tennessee State Office
441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300, 800-342-3149
Fax: 855-776-7057

Rural Development programs are delivered through area offices across Tennessee.
Featured Property from USDA Loan Eligible Regions of Tennessee
State Welcome Sign