USDA Geographic Eligiblty Boundaries for Tennessee

By area about 6.9% of Tennessee is ineligible for rural development USDA home loans.


Regions of Tennessee highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Tennessee

Use the search form to find your favorite counties, cities and zip codes in Tennessee.

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The benefits of rural life in Tennessee include access to fresh air and open spaces, as well as lower housing costs. Tennessee is known for its beautiful landscapes, rolling hills, and abundant wildlife, making it an ideal location for those who enjoy outdoor activities and a slower pace of life. With the low cost of living in rural areas, it is possible to purchase a home in Tennessee for less money than comparable homes in urban areas.

General rural housing conditions in Tennessee are generally good, with a range of traditional homes, such as single-family homes, cottages, and farmhouses. Many of these homes are well-maintained and feature modern amenities such as air conditioning and updated appliances.

Financing options for purchasing homes in rural areas of Tennessee may include conventional mortgages, FHA loans, VA loans, and USDA loans. Conventional mortgages are typically obtained from banks or other financial institutions, while FHA and VA loans are available through the Federal Housing Administration and Veterans Affairs, respectively. USDA loans are available to those who qualify for rural development financing, providing a low-interest loan for purchasing a home in a rural area.

Rural Living in Tennessee

Direct Tennessee USDA Program Administration Contact Information

Tennessee State Office
441 Donelson Pike, Suite 310 
Nashville, TN 37214
Phone: 615-783-1300, 800-342-3149
Fax: 855-776-7057

Rural Development programs are delivered through area offices across Tennessee.

Featured Property from USDA Loan Eligible Regions of Tennessee