Find USDA Eligible Properties in Bell County


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Realtors in Bell browse list of realtors working in Bell County
Bell county has 6 usdaproperties.com realtors ready to help with your search!

April Featured Agents
Carissa Duran   from   All City Real Estate
Raye Mayhorn   from   Realty Executives Killeen
Sean Harden   from   Sean Harden Realty
Corie Oliveira   from   The Vander Woude Group
Daniel Lombardo   from   All City Real Estate Co. Ltd.
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Looking to buy in Bell County, Texas?

There are 537 USDA backed residential loans in Bell county with an average loan balance of $116,380. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $117,564. On average the rural home size purchased with this loan was approximately 1,553 SqFt. Bell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Bell County is roughly 2,816 square kilometers. USDA defined regions of rural loan ineligibility in Bell cover 629 square kilometers of the county. Approximately 22.3% of Bell County is ineligible for traditional USDA home loans. The influence score for Bell County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Bell County, TX   Bell QR code
* cities most likely to have USDA loan eligible properties for sale.

Airville   •   Belfalls   •   *Belton   •   Chaffee Village   •   Cyclone   •   Edgeworth   •   Fort Hood   •   Harker Heights   •   Heidenheimer   •   *Holland   •   Jubilee Springs   •   Killeen   •   Leedale   •   *Little RiverAcademy   •   Maxdale   •   McNair Village   •   Meador Grove   •   Meeks   •   Moffat   •   *Morgans Point Resort   •   *Nolanville   •   Oenaville   •   Oscar   •   Pendleton   •   Prairie Dell   •   Ratibor   •   Red Ranger   •   *Rogers   •   *Salado   •   Seaton   •   Stampede   •   Temple   •   *Troy   •   Vilas   •   Westcliff   •   White Hall   •   Youngsport   •   Zabcikville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Bell County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Bell County, Texas
USDA Boundary Details
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Bell County, located in Central Texas, was established on January 22, 1850, and named in honor of Peter Hansborough Bell, the third governor of Texas. The county seat is Belton, which was selected soon after the county's formation. The region was first explored by Spanish missionaries and later attracted Anglo-Americans, primarily from the southern United States.

In its early years, the county experienced rapid growth due to fertile land, an ideal climate for agricultural activities, and its strategic location along major transportation routes such as the Chisholm Trail. The invention of barbed wire in 1874 significantly transformed the once-open land for ranching into plots for farming.

The construction of the Gulf, Colorado, and Santa Fe Railway in the late 1800s brought an economic boost to the area, attracting new settlers, businesses, and educational institutions. In the early 20th century, Bell County saw further development with the establishment of Camp Hood (now Fort Hood) in 1942, one of the largest army installations in the United States.

Today, agriculture, education, and the military are the main economic drivers of the region, but the county has also maintained its cultural richness and historical charm. A fun fact about Bell County is that it is home to the Bell County Museum, which houses the only fossil remains of the "Gault Boy," a 12,000-year-old prehistoric human once inhabiting this region during the Ice Age.


Featured Cities of Texas
Ratibor Seaton
Featured Properties from USDA Loan Eligible Regions of Bell County
Tract H8-16350 Cedar Valley Rd
Salado, TX

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7001 E FM 436
Temple, TX

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6213 Cactus Flower Ln
Killeen, TX

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