Find USDA Eligible Properties in Cherokee County


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Melissa Liota   from   Epique Real Estate

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Looking to buy in Cherokee County, Texas?

There are 143 USDA backed residential loans in Cherokee county with an average loan balance of $95,508. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $96,311. On average the rural home size purchased with this loan was approximately 1,597 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cherokee County is roughly 2,752 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cherokee County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cherokee County, TX   Cherokee QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alto   •   Atoy   •   Blackjack   •   Brunswick   •   Concord   •   Cove Springs   •   Craft   •   *Cuney   •   Dialville   •   *Gallatin   •   Griffin   •   Hume   •   Ironton   •   *Jacksonville   •   Linwood   •   Maydelle   •   Mittie   •   Mixon   •   Morrill   •   Mount Selman   •   *New Summerfield   •   Pine Hill   •   Redlawn   •   Reese   •   *Rusk   •   *Shadybrook   •   Tecula   •   Turney   •   Weeping Mary   •   *Wells   •   Wild Hurst

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cherokee County, Texas
USDA Boundary Details
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Cherokee County, located in the northeastern part of Texas, was created as one of the original 23 counties of the Republic of Texas in 1846. The county's name is derived from the Cherokee Indians who had settled in the region before its establishment. Rusk, the county seat, was named after Thomas Jefferson Rusk, a prominent figure in the Texas Revolution and a signer of the Texas Declaration of Independence.

Before European settlers arrived, the area was inhabited by Caddo Native Americans, followed by the Cherokees, who settled there in the early 19th century. Various treaties and confrontations occurred between the tribes and pioneers, ultimately resulting in the Cherokee being removed from the area, following the Battle of the Neches in 1839, which was led by the then President of the Republic of Texas, Mirabeau B. Lamar.

The region was mainly agricultural with cotton production playing a significant role in the economy during the 19th and early 20th centuries. The arrival of the railroad in 1872 helped shaped the development of cities and towns, with significant settlements including Jacksonville, Alto, and New Summerfield.

Mining also contributed to the county's economic development, with coal and iron ore being discovered in the 1880s. While mining has since declined, agriculture and timber production remain important. More recently, in the 21st century, Cherokee County has continued to experience population growth and economic expansion.

For a fun fact about Cherokee County, Texas: an annual event called the "Tomato Fest" takes place in Jacksonville, which is located within the county. This special event celebrates the fruit that Jacksonville is famous for - tomatoes - and boosts the local economy with a day full of festivities, including a tomato-eating contest, tomato peeling and tomato packing competitions, and other tomato-themed activities.


Featured Cities of Texas
Cove_Springs Mount_Selman
Featured Properties from USDA Loan Eligible Regions of Cherokee County
2903 Augusta Dr
Jacksonville, TX

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108 Summit Cv
Jacksonville, TX

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2360 County Road 4716
Troup, TX

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Lovers Ln
Alto, TX

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