Looking to buy in Collin County, Texas?
There are 1,527 USDA backed residential loans in Collin county with an average loan balance of $154,909. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $154,422. On average the rural home size purchased with this loan was approximately 1,909 SqFt. Alternate income limits exist to determine loan eligibility in Collin county. For a household of upto 4 people the income limit is $95,600. For a household of between 5 and 8 people the income limit increases to $126,200.
The size of Collin County is roughly 2,293 square kilometers. USDA defined regions of rural loan ineligibility in Collin cover 874 square kilometers of the county. Approximately 38.1% of Collin County is ineligible for traditional USDA home loans. The influence score for Collin County is 1. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Collin County, TX
* cities most likely to have USDA loan eligible properties for sale.
Allen • Altoga • *Anna • Beverly Hill • *Blue Ridge • *Celina • Chambersville • Chambliss • Climax • Copeville • Culleoka • Deep Water Point Estates • Desert • Fairview • *Farmersville • Fayburg • Frisco • Frognot • *Josephine • Kelly • *Lavon • Lavon Beach Estates • Lavon Shores Estates• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Lowry Crossing • Lucas • Marilee • McKinney • *Melissa • Millwood • Murphy • *Nevada • *New Hope • Parker • Pike • Plano • *Princeton • *Prosper • Saint Paul • Trinity Park • Valdasta • Verona • *Westminster • *Weston • Wylie • Yucote Acres
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Collin County.
Collin County, located in northeastern Texas, is part of the greater Dallas-Fort Worth Metroplex. The area's rich history dates back to the early 1800s. Established on April 3, 1846, the county was named after Collin McKinney, one of the five men who drafted the Texas Declaration of Independence and the oldest of the 59 signatories.
In its early years, Collin County was occupied mainly by Native American tribes, such as the Tonkawas, Wacos, Taovayas, Caddos, and Comanches. As part of the Texan colonization process, settlers from diverse backgrounds began to populate the area, leading to frequent clashes with native tribes. In the 1840s and 1850s, the county began to grow, with settlements formed mainly by emigrants from central Texas and southern U.S. states.
The initial economy of Collin County was centered around agriculture, with cotton as the principal cash crop. By the end of the 19th century, railroads started to play a significant role in the region's development, enhancing trade and communications. The extension of railroad lines led to the growth of many small towns that still exist today, such as Plano, Allen, Frisco, and McKinney.
In the second half of the 20th century, Collin County began transitioning from an agricultural landscape to a more urbanized environment. As part of the larger DFW Metroplex, Collin County experienced rapid population growth, reaching over a million residents by 2020.
One fun fact about Collin County is that it houses the Southfork Ranch, a massive estate that has become a popular tourist destination due to its role in the famous television series "Dallas," which aired from 1978 to 1991. Visitors to the ranch can explore the property and learn about the iconic show.
February 2025 Featured Agents | |
---|---|
Tina Leigh | from Tina Leigh Realty |
Anton Van Staden | from Century 21 Judge Fite |
Scott Greenberg | from RE/MAX DFW Associates |
Anitra Walker | from The Morine Group |
Danielle Watkins | from Century 21 Judge Fite |
Show More Agents... |