Find USDA Eligible Properties in Cooke County


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Cooke county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Tabatha Polley   from   Keller Williams Realty
Angie Spears   from   Keller Williams North Country

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Looking to buy in Cooke County, Texas?

There are 235 USDA backed residential loans in Cooke county with an average loan balance of $101,272. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $103,764. On average the rural home size purchased with this loan was approximately 1,580 SqFt. Cooke county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cooke County is roughly 2,328 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cooke County is 3. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cooke County, TX   Cooke QR code
* cities most likely to have USDA loan eligible properties for sale.

Bloomfield   •   Bulcher   •   *Callisburg   •   Dexter   •   Era   •   Freemound   •   *Gainesville   •   Hood   •   *Lake Kiowa   •   *Lindsay   •   Lois   •   Marysville   •   Mountain Springs   •   *Muenster   •   Myra   •   Prairie Point   •   Rosston   •   Sivells Bend   •   Sturgeon   •   *Valley View   •   Woodbine

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cooke County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cooke County, Texas
USDA Boundary Details
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Cooke County is located in the north-central region of Texas, USA. The county was created on March 20, 1848, and was named in honor of William G. Cooke, who was a hero of the Texas Revolution and a Quartermaster General of the Republic of Texas. The establishment of the county was formally organized in 1849, with the county seat being Gainesville, which remains the region's largest city to this day.

Cooke County has an area of 898 square miles and was a predominantly rural farming region in its early history. Agriculture played a significant role in its development, with the growth of crops such as corn, wheat, and cotton. The introduction of railroads in the late 19th century boosted the region's economy, making transportation of goods and people easier.

One remarkable event in Cooke County's history took place during the Civil War when the "Great Hanging at Gainesville" occurred in October 1862. It was one of the largest mass executions in American history, with over 40 men accused of opposing the Confederacy being hanged without a proper trial.

Today, Cooke County features a mix of urban and rural landscapes, with activities such as fishing, camping, and hunting being popular among residents and visitors alike. There are also several parks and recreational areas dotted throughout the county, including the Frank Buck Zoo and Ray Roberts Lake State Park.

Fun fact: Gainesville, the county seat of Cooke County, is known as the "Front Porch of Texas" due to its proximity to the Red River, which separates Texas from Oklahoma. This nickname highlights Gainesville's position as a gateway into the state of Texas for those traveling from the North.


Featured Cities of Texas
Callisburg Woodbine
Featured Properties from USDA Loan Eligible Regions of Cooke County