Find USDA Eligible Properties in Gaines County


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March Featured Agent
Margaret "Peggy" Mason Cooper   from   Our Texas Real Eatate

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Looking to buy in Gaines County, Texas?

There are 126 USDA backed residential loans in Gaines county with an average loan balance of $102,829. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $104,796. On average the rural home size purchased with this loan was approximately 1,533 SqFt. Gaines county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Gaines County is roughly 3,891 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Gaines County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Gaines County, TX   Gaines QR code
* cities most likely to have USDA loan eligible properties for sale.

Ashmore   •   Higginbotham   •   *Loop   •   *Seagraves   •   *Seminole

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gaines County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Gaines County, Texas
USDA Boundary Details
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Gaines County is located in the western part of the great state of Texas, United States. The county was officially organized on August 21, 1905, and named in honor of James Gaines, a prominent merchant and signer of the Texas Declaration of Independence. The county seat is Seminole. The region initially was populated by Native American tribes, notably the Apache, Comanche, and Kiowa, before the arrival of Europeans.

In the late 19th and early 20th centuries, Gaines County went through rapid changes due to the establishment of farming communities and the discovery of oil. The region's economy relied heavily on agriculture, especially cotton farming, but the discovery of oil in 1936 dramatically transformed its economic landscape.

Over time, Gaines County has continued to expand its oil and gas production, and it has emerged as an important center of energy and agriculture in Texas. Today, the region is a blend of modern developments, rural landscapes, and historical artifacts.

Fun Fact: One interesting aspect of Gaines County is the presence of numerous wind turbines spread across the region. This showcases the county's commitment to embracing renewable energy and maintaining its position as an important player in the American energy sector.


Featured Cities of Texas
Ashmore Seminole
Featured Properties from USDA Loan Eligible Regions of Gaines County