Looking to buy in Jefferson County, Texas?
There are 32 USDA backed residential loans in Jefferson county with an average loan balance of $115,996. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $115,759. On average the rural home size purchased with this loan was approximately 1,442 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Jefferson County is roughly 2,565 square kilometers. USDA defined regions of rural loan ineligibility in Jefferson cover 1,499 square kilometers of the county. Approximately 58.4% of Jefferson County is ineligible for traditional USDA home loans. The influence score for Jefferson County is 2. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Jefferson County, TX
* cities most likely to have USDA loan eligible properties for sale.
Beaumont • Beauxart Gardens • Bevil Oaks • Central Gardens • Cheek • China • Dowling • *Fannett • Groves • Guffey • Hamshire • Hillebrandt • Lovell Lake • Meeker • Morey • Nederland • *Nome • Port Arthur • Port Neches • Taylor Landing • Viterbo
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.
Jefferson County is located in the southeastern part of Texas and is part of the Beaumont-Port Arthur Metropolitan Statistical Area. Established in 1835 as one of the original counties of the Republic of Texas, it was named in honor of Thomas Jefferson, the third President of the United States. The county's seat is Beaumont, which is also its largest city. Covering an area of approximately 1,113 square miles, Jefferson County is bordered by Orange County to the east, Hardin County to the north, Liberty County to the northwest, Chambers County to the southwest, and Cameron Parish, Louisiana, to the east.
The history of Jefferson County dates back to the early settlements by Native American tribes, such as the Atakapa and Akokisa. The area experienced significant growth with the arrival of European explorers like Cabeza de Vaca in the 16th century and Spanish- and French-occupied territories along the Sabine and Neches Rivers. After Mexico won its independence from Spain in 1821, it established the Mexican state of Coahuila y Tejas, which included the region that would later become Jefferson County.
In 1836, following the Texas Revolution, Jefferson County became part of the Republic of Texas. Upon Texas's annexation to the United States in 1845, the region continued to develop economically and demographically. It was transformed by the discovery of the first Texas oil well - the Lucas Gusher at Spindletop - in 1901, which launched the Texas oil boom and fueled the growth of Beaumont and other nearby cities. Today, the county's economy relies heavily on refining and chemical industries, due to its strategic location near the Gulf of Mexico and access to the Sabine-Neches Waterway.
One fun fact about Jefferson County is that it has the highest concentration of alligators in Texas, thanks largely to the Anahuac National Wildlife Refuge, which is located within the region. Every year, the City of Beaumont hosts the annual Texas Gatorfest, celebrating these iconic reptiles with various activities and attractions, such as airboat rides, alligator shows, live music, and delicious Cajun-style cuisine.
February 2025 Featured Agents | |
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Christine Rogers | from Coldwell Banker Southern Homes |
Sherry Hommel | from Coldwell Banker |
Kristin Hampton | from Re/Max One - Beaumont |