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Find USDA Eligible Properties in McLennan County
Looking to buy in McLennan County, Texas?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of McLennan County, TX 
* cities most likely to have USDA loan eligible properties for sale.
Asa • Axtell • Battle • Bellmead • Beverly Hills • *BrucevilleEddy • *China Spring • China Springs • *Crawford • Downsville • Elm Mott • *Gholson • *Hallsburg • Harrison • Hewitt • Hoen • *LacyLakeview • *Leroy • Levi• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Lorena • *Mart • *McGregor • *Moody • Ocee • *Riesel • *Robinson • Rock Creek • Rogers Hill • *Ross • Tours • Waco • Wardlaw • *West • Wiggins • Willow Grove • Woodway
There are 565 USDA backed residential loans in McLennan county with an average loan balance of $115,636. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $117,306. On average the rural home size purchased with this loan was approximately 1,612 SqFt. McLennan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of McLennan County is roughly 2,747 square kilometers. USDA defined regions of rural loan ineligibility in McLennan cover 652 square kilometers of the county. Approximately 23.7% of McLennan County is ineligible for traditional USDA home loans. The influence score for McLennan County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McLennan County.
View the detailed USDA boundaries and read about general conditions of
McLennan County, Texas
.McLennan County, located in central Texas, was established in 1850 and named after Neil McLennan, an early settler in the area. The county seat and largest city is Waco, which was founded in 1849. The region was initially inhabited by indigenous tribes, such as the Tonkawa, and later Spanish explorers moved through the area in the 17th and 18th centuries.
By the mid-19th century, Anglo-American settlers began arriving in the area, and the county's growth was propelled by its fertile land and access to the Brazos River. With the expansion of the railroad in the 1870s and 1880s, McLennan County quickly grew as a center for commerce and agriculture, including cotton farming and cattle ranching.
In the 20th century, McLennan County continued to develop, with institutions like Baylor University and the establishment of Waco Army Airfield (now the Waco Regional Airport) contributing to its progress. The county is home to diverse industries, ranging from manufacturing and tech to healthcare and education.
One fun fact about McLennan County is that it is home to the Texas Ranger Hall of Fame and Museum, which chronicles the history and accomplishments of the legendary Texas Rangers, a law enforcement agency with origins dating back to 1823.
Featured Cities of Texas
browse list of realtors working in McLennan CountyMcLennan county has 3 usdaproperties.com realtors ready to help with your search!
| March 2025 Featured Agents | |
|---|---|
| Corie Oliveira | from The Vander Woude Group |
| Belen Ruiz | from Eagles International Realty |
| Krista Tucker | from Magnolia Realty |
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