Find USDA Eligible Properties in Rains County


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April Clements   from   Fathom Realty

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Looking to buy in Rains County, Texas?

There are 29 USDA backed residential loans in Rains county with an average loan balance of $99,756. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $100,362. On average the rural home size purchased with this loan was approximately 1,556 SqFt. Rains county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Rains County is roughly 669 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Rains County is 4. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Rains County, TX   Rains QR code
* cities most likely to have USDA loan eligible properties for sale.

Bright Star   •   *East Tawakoni   •   *Emory   •   Flats   •   Ginger   •   *Point

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rains County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Rains County, Texas
USDA Boundary Details
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Rains County, located in the great state of Texas, was established on June 9, 1870, and was formed from parts of Hopkins, Hunt, and Wood Counties. The county was named in honor of Emory Rains, a Texas legislator who also played a significant role in the development of the Texas Constitution. The county seat is Emory, which also happens to be the largest city in the county.

The region was initially inhabited by the Caddo Indians before the arrival of European settlers. The Cherokee Indians also lived in the area in the early 19th century, followed by European-American settlers in the 1840s. The area experienced steady growth in the late 19th and early 20th centuries, driven primarily by agriculture and the development of the railroads.

A fun fact about Rains County is that it is the "Eagle Capital" of Texas, according to a Texas House Resolution passed in 1995. Each year, the county hosts the Rains County Eagle Fest, an event that celebrates the significant population of American Bald Eagles that reside in the area. During the festival, locals and tourists participate in a variety of activities, including bird-watching tours, wildlife presentations, and educational exhibits about eagles and other native wildlife species.


Featured Cities of Texas
Flats East_Tawakoni
Featured Properties from USDA Loan Eligible Regions of Rains County