Find USDA Eligible Properties in Rockwall County


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Realtors in Rockwall browse list of realtors working in Rockwall County
Rockwall county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Tina Leigh   from   Tina Leigh Realty
Cecelia Davis   from   Coldwell Banker
Sara Taylor   from   Ebby Halliday

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Looking to buy in Rockwall County, Texas?

There are 497 USDA backed residential loans in Rockwall county with an average loan balance of $148,582. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $150,791. On average the rural home size purchased with this loan was approximately 1,881 SqFt. Alternate income limits exist to determine loan eligibility in Rockwall county. For a household of upto 4 people the income limit is $95,600. For a household of between 5 and 8 people the income limit increases to $126,200.

The size of Rockwall County is roughly 384 square kilometers. USDA defined regions of rural loan ineligibility in Rockwall cover 137 square kilometers of the county. Approximately 35.8% of Rockwall County is ineligible for traditional USDA home loans. The influence score for Rockwall County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Rockwall County, TX   Rockwall QR code
* cities most likely to have USDA loan eligible properties for sale.

Blackland   •   *Fate   •   *Heath   •   *McLendonChisholm   •   *Mobile City   •   Munson   •   Rockwall   •   *Royse City

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rockwall County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Rockwall County, Texas
USDA Boundary Details
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Rockwall County, located in the great state of Texas, was established on April 1, 1841, as a part of Kaufman County, before becoming a separate county on March 25, 1873. Named for the mysterious underground rock wall discovered there, Rockwall County covers an area of approximately 149 square miles in northeastern Texas.

The region was initially inhabited by Native American tribes such as the Caddo and Cherokee. By the early 19th century, white settlers began to arrive in the area. In the 1850s, the towns of Rockwall and Heath started to develop in the county. The construction of the Texas and Pacific Railway in the 1870s boosted the local economy through agriculture and trade, which remained dominant until the mid-1920s when a more modern economy emerged.

During the 20th century, the Rockwall County population grew steadily as it has continued to be an attractive residential area offering a mix of rural, suburban, and urban lifestyles. The region has become one of the fastest-growing counties in the United States.

A fun fact about Rockwall County is that it is the smallest county in Texas, measuring only around 149 square miles. Despite its small size, it boasts a rich history, natural beauty, and energetic community, making it an appealing place to live and visit.


Featured Cities of Texas
Blackland Royse_City
Featured Properties from USDA Loan Eligible Regions of Rockwall County