Find USDA Eligible Properties in Wise County


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Realtors in Wise browse list of realtors working in Wise County
Wise county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Matthew Cline   from   Vylla Home
Tariq Amir   from   JPAR Real Estate
Krista Sparks   from   RE/MAX

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Looking to buy in Wise County, Texas?

There are 433 USDA backed residential loans in Wise county with an average loan balance of $129,729. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $130,089. On average the rural home size purchased with this loan was approximately 1,684 SqFt. Wise county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Wise County is roughly 2,394 square kilometers. USDA defined regions of rural loan ineligibility in Wise cover 1 square kilometers of the county. Approximately 0.1% of Wise County is ineligible for traditional USDA home loans. The influence score for Wise County is 4. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Wise County, TX   Wise QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alvord   •   *Aurora   •   Boonsville   •   *Boyd   •   *Bridgeport   •   *Chico   •   Cottondale   •   Crafton   •   *Decatur   •   Herman   •   Keeter   •   *Lake Bridgeport   •   Lucky Ridge   •   *New Fairview   •   *Newark   •   *Paradise   •   Park Springs   •   *Rhome   •   Rickels   •   *Runaway Bay   •   Slidell

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Wise County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Wise County, Texas
USDA Boundary Details
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Wise County, located in the great state of Texas, was established in 1856 and named in honor of Henry Alexander Wise, a U.S. Congressman and Governor of Virginia. This North Central Texas county covers an area of 923 square miles, with its county seat in the city of Decatur.

Prior to the settlement of non-indigenous people, various Native American tribes, primarily Caddo and Wichita, called this region home. In the mid-19th century, European settlers began to arrive, attracted by the fertile land and opportunities for farming and ranching. The Chisholm Trail, a famous cattle-driving route, passed through the western part of Wise County, contributing to the area's growth in the late 1800s.

The Texas and Pacific Railway's arrival in the 1870s and 1880s further encouraged the expansion of the county, with numerous towns springing up along the rail line. Though Wise County was primarily an agricultural region, coal mining and oil production also played a significant role in its development during the early 20th century.

Today, Wise County continues to be a thriving agricultural region but has also become a part of the growing Dallas-Fort Worth metropolitan area, offering a mix of rural life and urban amenities.

Fun Fact: Bridgeport, a city in Wise County, is known as the "Stagecoach Capital of Texas" due to its significant role in the Butterfield Overland Mail stagecoach route, which was the first transcontinental mail route in the United States, operating from 1858 to 1861.


Featured Cities of Texas
Lake_Bridgeport Cottondale
Featured Properties from USDA Loan Eligible Regions of Wise County