USDA Geographic Eligiblty Boundaries for Texas

By area about 4.5% of Texas is ineligible for rural development USDA home loans.

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Regions of Texas highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Texas USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Texas

Texas USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Texas.


The benefits of rural life in the state of Texas include access to wide open spaces, the opportunity to create a unique lifestyle, and the ability to grow your own food. The state of Texas also offers a variety of outdoor activities, such as hunting, fishing, and camping, as well as a slower pace of life that allows for a greater sense of community.

In terms of general rural housing conditions in Texas, the cost of living is generally lower than in other parts of the country, and homes in rural areas tend to be more spacious than those in urban areas. Rural areas also often have more land available for development, allowing for more creative home designs and larger yards.

When it comes to financing options for purchasing homes in rural areas of Texas, there are a few different options. The USDA has a Home Loan Program specifically designed for rural areas that offers low interest rates and flexible terms. Additionally, Texas has a variety of other loan programs designed to assist with purchasing homes in rural areas, such as the Texas Veterans Land Board, the Texas Department of Housing and Community Affairs, and the Texas State Affordable Housing Corporation.


Rural Living in Texas
Rural landscape in Texas
Direct Texas USDA Program Administration Contact Information
Texas USDA Rural Development State Office

101 South Main Street, Suite 102

Temple, Texas 76501

Phone: (254) 742-9700

Fax: (844) 496-8123
Featured Property from USDA Loan Eligible Regions of Texas
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1001 2nd St
Abernathy, TX

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