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There are 42,533 USDA backed residential loans in Texas with an average loan balance of $105,243. Over 86% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $107,390. On average the rural home size purchased with this loan was approximately 1,611 square feet.
The size of Texas is roughly 695,662 square kilometers. USDA defined regions of rural loan ineligibility in Texas covers about 31,250 square kilometers of the state. That means only 4.49% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature to find houses in a city where you would like to live.
Search 254 Counties of Texas
Anderson • Andrews • Angelina • Aransas • Archer • Armstrong • Atascosa • Austin • Bailey • Bandera • Bastrop • Baylor • Bee • Bell • Bexar • Blanco • Borden • Bosque • Bowie • Brazoria • Brazos • Brewster • Briscoe • Brooks • Brown • Burleson • Burnet • Caldwell • Calhoun • Callahan • Cameron • Camp • Carson • Cass • Castro • Chambers • Cherokee • Childress • Clay • Cochran • Coke • Coleman • Collin • Collingsworth • Colorado • Comal • Comanche • Concho • Cooke • Coryell • Cottle • Crane • Crockett • Crosby • Culberson • Dallam • Dallas • Dawson • DeWitt • Deaf Smith • Delta • Denton • Dickens • Dimmit • Donley • Duval • Eastland • Ector • Edwards • El Paso • Ellis • Erath • Falls • Fannin • Fayette • Fisher • Floyd • Foard • Fort Bend • Franklin • Freestone • Frio • Gaines • Galveston • Garza • Gillespie • Glasscock • Goliad • Gonzales • Gray • Grayson • Gregg • Grimes • Guadalupe • Hale • Hall • Hamilton • Hansford • Hardeman • Hardin • Harris • Harrison • Hartley • Haskell • Hays • Hemphill • Henderson • Hidalgo • Hill • Hockley • Hood • Hopkins • Houston • Howard • Hudspeth • Hunt • Hutchinson • Irion • Jack • Jackson • Jasper • Jeff Davis • Jefferson • Jim Hogg • Jim Wells • Johnson • Jones • Karnes • • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Kaufman • Kendall • Kenedy • Kent • Kerr • Kimble • King • Kinney • Kleberg • Knox • La Salle • Lamar • Lamb • Lampasas • Lavaca • Lee • Leon • Liberty • Limestone • Lipscomb • Live Oak • Llano • Loving • Lubbock • Lynn • Madison • Marion • Martin • Mason • Matagorda • Maverick • McCulloch • McLennan • McMullen • Medina • Menard • Midland • Milam • Mills • Mitchell • Montague • Montgomery • Moore • Morris • Motley • Nacogdoches • Navarro • Newton • Nolan • Nueces • Ochiltree • Oldham • Orange • Palo Pinto • Panola • Parker • Parmer • Pecos • Polk • Potter • Presidio • Rains • Randall • Reagan • Real • Red River • Reeves • Refugio • Roberts • Robertson • Rockwall • Runnels • Rusk • Sabine • San Augustine • San Jacinto • San Patricio • San Saba • Schleicher • Scurry • Shackelford • Shelby • Sherman • Smith • Somervell • Starr • Stephens • Sterling • Stonewall • Sutton • Swisher • Tarrant • Taylor • Terrell • Terry • Throckmorton • Titus • Tom Green • Travis • Trinity • Tyler • Upshur • Upton • Uvalde • Val Verde • Van Zandt • Victoria • Walker • Waller • Ward • Washington • Webb • Wharton • Wheeler • Wichita • Wilbarger • Willacy • Williamson • Wilson • Winkler • Wise • Wood • Yoakum • Young • Zapata • Zavala
States bordering Texas include Arkansas, Louisiana, New Mexico and Oklahoma.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Texas.
Texas was admitted into the United States on December 29th, 1845 where the state capitol today resides in Austin.
The official state motto of Texas is "Friendship." This motto reflects the strong bond Texas has with its citizens and its neighbor states. It is a reminder that Texans are part of a larger community and should look out for each other and work to strengthen their relationships. The motto was first adopted in the late nineteenth century, when the state was still relatively new and its citizens had a strong sense of national pride. The motto was chosen to reflect the sense of camaraderie and fellowship among the state's citizens, and to honor their commitment to friendship and cooperation.
Learn about the birds and the bugs of Texas!
State Fish: Guadalupe bass (Micropterus treculii)
Texas USDA Rural Development State OfficeFeatured Properties from USDA Loan Eligible Regions of Texas
101 South Main Street, Suite 102
Temple, Texas 76501
Phone: (254) 742-9700
Fax: (844) 496-8123