Find USDA Eligible Properties in Albemarle County


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Patricia Irby   from   Keller Williams Alliance-Charlottesville
Sandra Morris   from   Keller Williams Alliance

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Looking to buy in Albemarle County, Virginia?

There are 318 USDA backed residential loans in Albemarle county with an average loan balance of $196,459. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $202,076. On average the rural home size purchased with this loan was approximately 1,396 SqFt. Alternate income limits exist to determine loan eligibility in Albemarle county. For a household of upto 4 people the income limit is $102,800. For a household of between 5 and 8 people the income limit increases to $135,700.

The size of Albemarle County is roughly 1,905 square kilometers. USDA defined regions of rural loan ineligibility in Albemarle cover 86 square kilometers of the county. Approximately 4.6% of Albemarle County is ineligible for traditional USDA home loans. The influence score for Albemarle County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Albemarle County, VA   Albemarle QR code
* cities most likely to have USDA loan eligible properties for sale.

Advance Mills   •   Alberene   •   Arrowhead   •   Barracks   •   Batesville   •   Bellair   •   Berkeley   •   Blenheim   •   Boiling Spring   •   Boonesville   •   Brownsville   •   Buckingham Circle   •   Bungletown   •   Burnley   •   Campbell   •   Canterbury Hills   •   Carrsbrook   •   Cismont   •   Cobham   •   Colthurst   •   Commonwealth   •   Covesville   •   *Crozet   •   Damon   •   Doylesville   •   Earlysville   •   Eastham   •   Ednam Forest   •   *Esmont   •   Farmington   •   Flordon   •   *Free Union   •   Gilbert   •   Glendower   •   Hatton   •   Heards   •   Hessian Hills   •   *Hollymead   •   Hydraulic   •   *Ivy   •   Keene   •   Keswick   •   Key West   •   Lindsay   •   McCullough   •   Millington   •   Milton   •   Montvue   •   Mountfair   •   North Garden   •   Northfields   •   Nortonsville   •   Oak Hill   •   Old Dominion   •   Overton   •   Owensville   •   Pantops   •   *Piney Mountain   •   Porters   •   Proffit   •   Rio   •   *Rivanna   •   *Scottsville   •   Shadwell   •   Sherwood Farms   •   Simeon   •   Stony Point   •   Tapscott   •   The Meadows   •   University Heights   •   University of Virginia   •   Warren   •   Watts   •   West Leigh   •   Woodbrook   •   Woodridge   •   Yancey Mills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Albemarle County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Albemarle County, Virginia
USDA Boundary Details
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Albemarle County, located in the Piedmont region of the Commonwealth of Virginia, was formed in 1744 from Goochland County. Covering an area of 726 square miles, the county is named after Willem Anne van Keppel, the 2nd Earl of Albemarle and British Governor of Virginia from 1737 to 1754.

Charlottesville, Virginia serves as the county seat for Albemarle, and the county is home to the University of Virginia. This prestigious university, founded by Thomas Jefferson, sits at the heart of the county's educational and economic landscape.

In the early years, Albemarle County was primarily a site for agricultural production, with large plantations dedicated to the production of tobacco. Over time, the region transformed with the emergence of prominent historic landmarks, such as Monticello (the primary residence of Thomas Jefferson), Ash Lawn-Highland (the home of James Monroe, the fifth president of the United States), and Michie Tavern (an 18th-century establishment near Monticello).

Fun Fact: Albemarle County is known for its wine production and is part of the Monticello Wine Trail. This trail consists of over 30 wineries that utilize the fertile and favorable terroir of the region, which has earned it the nickname "The Napa Valley of the East Coast."


Featured Cities of Virginia
Boiling_Spring Boonesville
Featured Properties from USDA Loan Eligible Regions of Albemarle County