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Find USDA Eligible Properties in James City County
browse list of realtors working in James City County
James City county has 1 usdaproperties.com realtor ready to help with your search!
| April Featured Agent | |
|---|---|
| Laura Byrd | from Coldwell Banker NOW |
Contact an Agent for Help Looking to buy in James City County, Virginia?
There are 177 USDA backed residential loans in James City county with an average loan balance of $194,470. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $203,626. On average the rural home size purchased with this loan was approximately 1,648 SqFt. James City county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of James City County is roughly 466 square kilometers. USDA defined regions of rural loan ineligibility in James City cover 202 square kilometers of the county. Approximately 43.5% of James City County is ineligible for traditional USDA home loans. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
James City County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.
Start your search for USDA loan eligible properties in the cities of James City County, VA 
* cities most likely to have USDA loan eligible properties for sale.
Birchwood Park • Centerville • Chickahominy Haven • Colonial Park • Croaker • Diascund • Druid Hills • Ewell • First Colony • Grove • Hollybrook • Indigo Terrace • James Terrace • Jamestown • Jamestown Farms • Lightfoot • Norge • Toano • Warren Mill • Winston Terrace
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in James City County.
View the detailed USDA boundaries and read about general conditions of
James City County, Virginia
.James City County, located in the great state of Virginia, is steeped in rich American history. Established in 1634 as one of the eight original shires (counties) in the English colony of Virginia, the county was named in honor of King James I of England. The county's land area spans about 144 square miles, and it is part of the greater Hampton Roads region.
One of the most historically significant sites in James City County is Jamestown, the first permanent English settlement in the Americas, founded in 1607. It served as the capital of the Virginia Colony for 83 years until it was moved to Williamsburg in 1699. James City County's history is deeply connected to the early colonial period of the United States, as well as the Revolutionary War and Civil War eras.
A fun fact about this region is that the heart of James City County, Colonial Williamsburg, is a living history museum. Colonial Williamsburg showcases the life and culture of 18th-century Virginia, complete with costumed interpreters, restored historic buildings, and interactive experiences for visitors. This unique attraction is one of the largest living history museums in the United States and attracts millions of visitors each year.
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