Find USDA Eligible Properties in Lancaster County


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There are 26 USDA backed residential loans in Lancaster county with an average loan balance of $127,958. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $139,758. On average the rural home size purchased with this loan was approximately 1,356 SqFt. Lancaster county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lancaster County is roughly 454 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lancaster County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lancaster County, VA   Lancaster QR code
* cities most likely to have USDA loan eligible properties for sale.

Alfonso   •   Bertrand   •   Boer   •   Brook Vale   •   Chestnut Grove   •   Christ Church   •   Cove Colony   •   Foxwells   •   Good Luck   •   Iberis   •   *Irvington   •   *Kilmarnock   •   *Lancaster   •   Litwalton   •   Lively   •   Merry Point   •   Milestone   •   Millenbeck   •   Mollusk   •   Monaskon   •   Morattico   •   Newtown   •   North Weems   •   Nuttsville   •   Ocran   •   Ottoman   •   Palmer   •   Queenstown   •   Regina   •   Richtown   •   Senora   •   Somers   •   Taft   •   Weems   •   West Irvington   •   *White Stone

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lancaster County.

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View the detailed USDA boundaries and read about general conditions of
Lancaster County, Virginia
USDA Boundary Details
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Lancaster County, located in the Commonwealth of Virginia, is steeped in history dating back to the 17th century. It was established on May 12, 1651, and originally included parts of what are now Northumberland and Richmond counties. The county was named after the English Lancashire, which was a common practice of the early English settlers to name new settlements after their home regions.

The area has a rich Native American history, with the Algonquian-speaking tribes, such as the Rappahannock and the Chesapeake, living in the region before European arrival. Lancaster County played an active role during the colonial era as the tobacco trade established it as both an economic hub and a cultural meeting point.

The population of the area increased rapidly in the 17th and 18th centuries as colonists settled the land. Many of the early settlers were English, and the region saw some of the earliest Anglican churches and schools established in the colonies.

Lancaster County is also famous for its historic homes, such as the Christ Church, which dates back to 1735, and Belle Isle State Park, which was originally a plantation dating back to 1710. These significant landmarks not only provide a glimpse into the past but also showcase the county's dedication to preserving its history.

One fun fact about Lancaster County is that it has long been associated with the practice of witchcraft, particularly during the 17th and early 18th centuries when several witch trials took place. The most famous is the trial of Grace Sherwood, who was accused of witchcraft and eventually convicted in 1706. It is believed that her trial inspired other famous witch trials, such as those in Salem, Massachusetts.


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Monaskon Lancaster
Featured Properties from USDA Loan Eligible Regions of Lancaster County