Find USDA Eligible Properties in Louisa County


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Realtors in Louisa browse list of realtors working in Louisa County
Louisa county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Kristie Cooke   from   Lake Anna Realty
Arthur McGurn   from   The McGurn Company Inc
Daysi Benitez   from   Samson Properties

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Looking to buy in Louisa County, Virginia?

There are 334 USDA backed residential loans in Louisa county with an average loan balance of $157,654. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $161,255. On average the rural home size purchased with this loan was approximately 1,404 SqFt. Louisa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Louisa County is roughly 1,322 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Louisa County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Louisa County, VA   Louisa QR code
* cities most likely to have USDA loan eligible properties for sale.

Apple Grove   •   Bells Crossroads   •   *Blue Ridge Shores   •   Buckner   •   Bumpass   •   Byrd Mill   •   Cuckoo   •   Cutalong   •   Dabneys   •   Dongola   •   Ellisville   •   Ferncliff   •   Gardners Crossroads   •   Green Springs   •   Gum Spring   •   Holly Grove   •   Jackson   •   Locust Creek   •   *Louisa   •   Meltons   •   Mildred Crossing   •   *Mineral   •   Mount Garland   •   Orchid   •   Plum Tree   •   Poindexter   •   Quail   •   Ribbon   •   Shelfar   •   South Anna   •   Thelma   •   Trevilians   •   Waldrop   •   Wares Crossroads   •   Whitlock   •   Willowbrook   •   Yanceyville   •   Zion   •   Zion Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Louisa County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Louisa County, Virginia
USDA Boundary Details
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Louisa County, established in 1742, is situated in the central part of Virginia, USA. Named after Princess Louise of Great Britain, the daughter of King George II, it played a vital role in the state's history. Spanning an area of 511 square miles, Louisa County is located between major population centers like Richmond, Charlottesville, and Fredericksburg.

Throughout its history, Louisa County has been primarily an agricultural hub, with many plantations flourishing during the colonial era. The most significant economic growth occurred with the discovery of gold in the 19th century at various locations, including the Persimmon Fork Mines and the Louisa Gold Mining Company. Moreover, the county saw significant action during the American Civil War, with the Battle of Trevilian Station in 1864, which was the largest all-cavalry battle of the Civil War.

A fun fact about Louisa County is that it is home to the historically significant Green Springs National Historic Landmark District, which comprises over 14,000 acres of land. The district showcases the evolution of plantation life and agricultural practices from the 18th to 20th centuries, with various historic homes and buildings preserved for visitors to explore.


Featured Cities of Virginia
Bumpass Zion_Crossroads
Featured Properties from USDA Loan Eligible Regions of Louisa County