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Find USDA Eligible Properties in Patrick County
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There are 104 USDA backed residential loans in Patrick county with an average loan balance of $90,221. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $95,921. On average the rural home size purchased with this loan was approximately 1,317 SqFt. Patrick county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Patrick County is roughly 1,258 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Patrick County is 9. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Patrick County, VA 
* cities most likely to have USDA loan eligible properties for sale.
Ararat • Belair Springs • Buffalo Ridge • Carters Mill • Charity • Claudville • Critz • Dobyns • Dodson • Dry Pond • Elamsville • Gilbert Mill • Kibler Valley • Meadowfield • Moorefield Store • Nettle Ridge • *Patrick Springs • Peters Creek • Reynolds Mill • Sheppards Mill • Stella • *Stuart • Vesta • Woolwine
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Patrick County.
View the detailed USDA boundaries and read about general conditions of
Patrick County, Virginia
.Patrick County, located in the beautiful Blue Ridge Mountains of Virginia, was officially established on May 11, 1791, when it was formed from the western part of Henry County. Named in honor of Patrick Henry, a Founding Father and the first Governor of Virginia, the county is steeped in history and natural beauty. The county seat, Stuart, was originally named Taylorsville in honor of George Taylor, who donated the land for the county seat; however, it was renamed Stuart in 1884 in tribute to Confederate General J.E.B. Stuart, who was born nearby in Ararat, Virginia.
Native Americans, including the Dan River Sioux, were among the area's first residents, followed by European settlers in the mid-1700s. Agriculture and tobacco farming have played a significant role in the county's history, and although the tobacco industry has diminished, agriculture remains an essential element of the local economy.
A fun fact about Patrick County is that it is home to the popular tourist destination of Fairy Stone State Park. The park gets its name from the fairy stones, which are small crosses made of staurolite crystals-unique geological formations found in the region. These stones are believed to bring good luck to those who possess them, and the park is one of the few places in the world where these distinctive crystals can be found.
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