USDA Geographic Eligiblty Boundaries for Virginia

By area about 12.0% of Virginia is ineligible for rural development USDA home loans.


Regions of Virginia highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties and independent cities.

New 2024 USDA Loan Boundaries for Virginia

Use the search form to find your favorite counties, cities and zip codes in Virginia.

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The Benefits of Rural Life in Virginia

Living in rural Virginia offers many advantages. The cost of living is typically lower than in urban areas, and the sense of community is strong. Residents also enjoy access to open space, abundant recreational activities, and plenty of fresh air and wide open sky.

General Rural Housing Conditions in Virginia

Housing conditions in rural areas of Virginia vary widely. Small towns and villages may have a mix of older, single-family homes, while more rural areas may have larger homes on larger properties. In all areas, you can expect to find a variety of housing options, from small cabins and mobile homes to modern, energy-efficient homes.

Financing Options for Purchasing Homes in Rural Areas of Virginia

Financing options for purchasing homes in rural areas of Virginia depend on the particular property and its location. Some rural areas may qualify for loans through the US Department of Agriculture's Rural Development program, which offers low-interest loans for eligible borrowers. Local banks and credit unions may also offer home loans for rural properties. Additionally, many Virginia counties offer local financing programs for rural properties, such as the Virginia Rural Housing Loan Program.

Rural Living in Virginia

Direct Virginia USDA Program Administration Contact Information

State and area offices are open to the public Monday through Friday from 8 a.m. until 4:30 p.m.

State office:
1606 Santa Rosa Road, Suite 238
Richmond, Va. 23229
Phone: 804-287-1500
Fax: (855) 636-4613
TDD: 804-287-1753

Featured Property from USDA Loan Eligible Regions of Virginia