Find USDA Eligible Properties in Pierce County
Looking to buy in Pierce County, Washington?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Pierce County, WA 
* cities most likely to have USDA loan eligible properties for sale.
*Alder • *Alderton • Allison • American Lake Garden Tract • *Anderson Island • Arletta • *Artondale • *Ashford • Bayview • Benroy • *Bonney Lake • Brookdale • Browns Point • *Buckley • Burnett • Caledonia • *Canterwood • *Carbonado • Clay City • Clinton Park • Clover Creek • Clover Park • *Crocker • Cromwell • Dash Point • Dieringer • *DuPont • East Cromwell • Eastward • *Eatonville • Edgewood • *Elbe • Electron • *Elk Plain • Fairfax • Fife • Fife Heights • Fircrest • Forest Beach • *Fort Lewis • Fort Nisqually • *Fox Island • Frederickson • *Gig Harbor • *Graham • *Greenwater • Herron • *Herron Island • Hillhurst • *Home • Hope • Interlaken • *Kapowsin • Ketron Island • *Key Center • *La Grande • Lake City • *Lake Tapps • Lakebay • Lakewood • Larchmont • *Longbranch • Longmire • Loveland• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Magnolia Heights • *Maplewood • McChord AFB • *McKenna • *McMillin • Midland • Midway • Milton • Minter • Mock City • Monta Vista • National • New Reliance • Nisqually Vista • *North Fort Lewis • North Puyallup • Oakland • Ohop • Old Tacoma • *Orting • Paradise • Parkland • Peach Acres • Pioneer • *Prairie Heights • Prairie Ridge • *Purdy • Puyallup • *Raft Island • Reliance • Rocky Ridge • *Rosedale • *Roy • Ruston • Shore Acres • Snoquera • *South Creek • South Hill • *South Prairie • Spanaway • *Stansberry Lake • Steilacoom • Summit • Summit View • Sumner • Sunrise • Sunrise Beach • Surprise Valley • Swede Hill • Tacoma • Tanwax • Thrift • Tillicum • University Place • Upper Fairfax • *Vaughn • Voss Resort • Waller • Warren • *Wauna • *Wilkeson • *Wollochet
There are 2,374 USDA backed residential loans in Pierce county with an average loan balance of $209,258. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $209,375. On average the rural home size purchased with this loan was approximately 1,691 SqFt. Alternate income limits exist to determine loan eligibility in Pierce county. For a household of upto 4 people the income limit is $140,650. For a household of between 5 and 8 people the income limit increases to $185,650.
The size of Pierce County is roughly 4,678 square kilometers. USDA defined regions of rural loan ineligibility in Pierce cover 597 square kilometers of the county. Approximately 12.8% of Pierce County is ineligible for traditional USDA home loans. The influence score for Pierce County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Pierce County.
View the detailed USDA boundaries and read about general conditions of
Pierce County, Washington
.Pierce County, located in the western region of Washington State, was created on December 22, 1852, by the Oregon Territorial Legislature. It was named in honor of U.S. President Franklin Pierce. The county seat, Tacoma, was named after Mount Rainier's original name, Mt. Tahoma. Tacoma is also popularly known as the "City of Destiny," as the Northern Pacific Railroad selected it as the western terminus for its transcontinental railroad in the 19th century.
The region was initially inhabited by Native American tribes, such as the Puyallup and Nisqually, who depended on fishing, hunting, and gathering resources from the abundant natural environment. European settlers, including Hudson's Bay Company traders, arrived in the area in the early 19th century. The U.S. government later established Fort Steilacoom in 1849, which played a significant role in the development of Pierce County.
With abundant natural resources, a strategic location on the Puget Sound, and the arrival of the railroad, Pierce County prospered through logging, farming, and maritime industries. It continued to grow throughout the 20th century and is currently the second-most populous county in Washington.
Fun Fact: Pierce County is home to Mount Rainier National Park, which encompasses over 230,000 acres and features the iconic Mount Rainier, an active stratovolcano and the highest peak in the state. The park attracts over a million visitors each year, offering opportunities for hiking, climbing, and observing diverse flora and fauna.
Featured Cities of Washington
browse list of realtors working in Pierce CountyPierce county has 7 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Mark Ellis | from Capitol Real Estate |
| Karen Jackson | from John L Scott Inc |
| Kelly West | from Realty One Group Turn Key |
| Annie Dumont | from Coldwell Banker Bain |
| Judy Taylor | from Better Properties Gig Harbor |
| Show More Agents... | |
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