Find USDA Eligible Properties in Spokane County


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Realtors in Spokane browse list of realtors working in Spokane County
Spokane county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Juliet Robinson   from   Nexa Mortgage LLC
Riley Price   from   Five Star Real Estate Network
Ryan Caudill   from   Kelly Right Real Estate
Elizabeth Boykin   from   Keller Williams

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Looking to buy in Spokane County, Washington?

There are 461 USDA backed residential loans in Spokane county with an average loan balance of $171,564. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $169,984. On average the rural home size purchased with this loan was approximately 1,326 SqFt. Spokane county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Spokane County is roughly 4,611 square kilometers. USDA defined regions of rural loan ineligibility in Spokane cover 670 square kilometers of the county. Approximately 14.5% of Spokane County is ineligible for traditional USDA home loans. The influence score for Spokane County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Spokane County, WA   Spokane QR code
* cities most likely to have USDA loan eligible properties for sale.

Airway Heights   •   Amber   •   Austin   •   Babb   •   Buckeye   •   Chattaroy   •   *Cheney   •   Chester   •   Coey   •   Colbert   •   Country Homes   •   Darknell   •   Dartford   •   Deep Creek   •   *Deer Park   •   Denison   •   Duncan   •   Dynamite   •   East Cheney   •   East Farms   •   East Spokane   •   Elk   •   Espanola   •   Fairchild AFB   •   *Fairfield   •   *Four Lakes   •   Freedom   •   Freeman   •   Geib   •   Geiger Heights   •   Glenrose   •   *Green Bluff   •   Hayford   •   Hazelwood   •   Hite   •   Hutton Settlement   •   Irwin   •   *Latah   •   *Liberty Lake   •   Lyons   •   Marshall   •   Mason   •   Mead   •   *Medical Lake   •   Mica   •   Milan   •   Millwood   •   Moab   •   Mock   •   Newman Lake   •   Nine Mile Falls   •   North Pine   •   Orchard Avenue   •   Orchard Park   •   Orchard Prairie   •   Otis Orchards   •   *Otis OrchardsEast Farms   •   Parkwater   •   Pasadena Park   •   Peone   •   Plaza   •   Pocahontas Bay   •   Rahm   •   *Rockford   •   Rodna   •   Saxby   •   Scribner   •   Seven Mile   •   South Cheney   •   *Spangle   •   Spokane   •   Spokane Valley   •   Spring Valley   •   Town and Country   •   Tyler   •   Valleyford   •   Velox   •   Vera   •   Wallner   •   *Waverly   •   West Fairfield   •   Yardley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Spokane County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Spokane County, Washington
USDA Boundary Details
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Spokane County, located in the eastern portion of the great state of Washington, was created on January 29, 1858, and officially organized in 1879. It is named after the Spokane Tribe of Indians, who were among the first inhabitants of the region. Covering an area of 1,781 square miles, the county encompasses a rich and diverse landscape, including mountains, forests, rivers, and agricultural lands.

The history of Spokane County can be traced back thousands of years as the Spokane Tribe's ancestral lands. European-American explorers began arriving in the early 19th century, with the opening of the fur trade. The establishment of Fort Spokane by the Northwest Company in 1810 and the development of trading posts under the Hudson's Bay Company in the 1820s marked the beginning of non-Indigenous settlement.

During the mid-to-late 19th century, Spokane County attracted settlers following the discovery of gold, silver, and other valuable minerals in the area. The completion of railroads like the Northern Pacific Railway and the successor major lines further encouraged the growth of the county's population, industries, and economy.

Spokane, the county's largest city and seat, was officially incorporated in 1881. It quickly became an important center for trade, commerce, and agriculture in the region. By the early 20th century, Spokane experienced significant growth with developments like hydroelectric projects and new institutions.

Today, Spokane County is known for its diverse economy, which includes industries like healthcare, educational services, manufacturing, and retail trade. It is home to more than half a million residents and boasts an array of recreational opportunities, such as outdoor sports and cultural events.

Fun Fact: Spokane County is home to the annual Lilac Bloomsday Run, one of the largest timed road races in the world. This prestigious 12-kilometer (approx. 7.46 miles) race has taken place on the first Sunday in May since 1977, attracting tens of thousands of participants and visitors to the city of Spokane.


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