Find USDA Eligible Properties in Berkeley County


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Realtors in Berkeley browse list of realtors working in Berkeley County
Berkeley county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Leslie Webb   from   Long & Foster
Sarah Combs   from   Hoffman Realty
Rick Boswell   from   GAIN Realty

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Looking to buy in Berkeley County, West Virginia?

There are 4,020 USDA backed residential loans in Berkeley county with an average loan balance of $147,248. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $150,548. On average the rural home size purchased with this loan was approximately 1,555 SqFt. Alternate income limits exist to determine loan eligibility in Berkeley county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.

The size of Berkeley County is roughly 833 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Berkeley County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Berkeley County, WV   Berkeley QR code
* cities most likely to have USDA loan eligible properties for sale.

Allensville   •   Baker Heights   •   Bedington   •   Berkeley   •   Berkeley Place   •   Bessemer   •   Blairton   •   Bunker Hill   •   Darkesville   •   Douglas Grove   •   *Falling Waters   •   Files Crossroad   •   Ganotown   •   Gerrardstown   •   Glengary   •   Goose Nest   •   Greensburg   •   Hainesville   •   *Hedgesville   •   *Inwood   •   Irish Hill   •   Johnsontown   •   Jones Springs   •   Little Georgetown   •   Marlowe   •   *Martinsburg   •   Nipetown   •   Nollville   •   North Mountain   •   Pikeside   •   Ridgeway   •   Shanghai   •   Spring Mills   •   Swan Pond   •   Tablers Station   •   Tarico Heights   •   Tomahawk   •   Van Clevesville   •   Vanville   •   Winebrenners Crossroad

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Berkeley County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Berkeley County, West Virginia
USDA Boundary Details
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Berkeley County, located in the Eastern Panhandle region of West Virginia, was officially formed on May 10, 1772, making it one of the state's oldest counties. The area was originally part of Frederick County, Virginia, before being incorporated as part of West Virginia. The city of Martinsburg, which was founded in 1778, is the county seat of Berkeley and the largest city in the county. The county itself was named in honor of Norborne Berkeley, the Royal Governor of Virginia at that time.

In the early days, the county's economy was driven by agriculture, specifically by the fertile limestone-based soil that was conducive to the growth of wheat and other crops. The region also played an important role during the American Civil War, with Berkeley County and Martinsburg changing hands multiple times between Union and Confederate control due to its strategic location.

The establishment of the Baltimore and Ohio (B&O) Railroad in the mid-19th century further boosted the county's economic growth by connecting it to national transport networks. The railroad brought industry and jobs to Berkeley County, transforming it into a thriving hub of activity.

A fun fact about Berkeley County is that it is home to the historic Berkeley Springs which boasts of natural mineral water springs that were once frequented by George Washington and other notable figures. Heralded for their therapeutic qualities, the springs have served as a significant tourist attraction and are still visited by tourists and locals alike who indulge in the modern-day spa treatments offered at the Berkeley Springs State Park.


Featured Cities of West Virginia
Berkeley_Place Bessemer
Featured Properties from USDA Loan Eligible Regions of Berkeley County