Find USDA Eligible Properties in Clay County


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There are 14 USDA backed residential loans in Clay county with an average loan balance of $91,105. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $94,571. On average the rural home size purchased with this loan was approximately 1,468 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 892 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, WV   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Avoca   •   Bickmore   •   Big Otter   •   Bomont   •   *Clay   •   Cressmont   •   Crosby   •   Dille   •   Dink   •   Dorfee   •   Duck   •   Dundon   •   Eakle   •   Elkhurst   •   Enoch   •   Floe   •   Fola   •   Glen   •   Groves   •   Hallburg   •   Harrison   •   Hartland   •   Independence   •   Indore   •   Lizemores   •   Lydia   •   Marne   •   Maysel   •   Nebo   •   OBrion   •   Oakton   •   Odessa   •   Ossia   •   Ovapa   •   Paxton   •   Porter   •   Procious   •   Queen Shoals   •   Rouzer   •   Shelton   •   Spread   •   Swandale   •   Upper Leatherwood   •   Valley Fork   •   Varneytown   •   Warfield   •   Wattsville   •   Whetstone   •   Widen

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

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View the detailed USDA boundaries and read about general conditions of
Clay County, West Virginia
USDA Boundary Details
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Clay County is a picturesque region situated in the state of West Virginia, the United States of America. It was formed in 1858 from parts of Nicholas, Braxton, and Kanawha counties, and it gets its name in honor of the "Great Compromiser" and renowned Kentucky Senator, Henry Clay. The county seat is the town of Clay, which is also the largest community in the area.

The region is rich in resources and offers a peaceful yet vibrant rural life to its inhabitants. One of the main industries in the county during the late 1800s and early 1900s was the lumber and coal mining sectors, both of which greatly contributed to the local economy. The Elk River also played an important role, as it acted as a means of transportation for the early settlers and a source for food and water.

Over time, the county's beautiful landscape and natural beauty have attracted numerous outdoor enthusiasts, historians, and tourists. Clay County has continuously evolved, with its tight-knit communities focused on improving public services and education.

One fun fact about Clay County is that every year, it hosts the annual Golden Delicious Apple Festival in the town of Clay. This festival is a celebration of the Golden Delicious apple, which is believed to have originated in Clay County. The event features various fun-filled activities such as parades, live music, arts and crafts, apple pie making contests, and more, reflecting the area's strong sense of community and pride in its heritage.


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