Find USDA Eligible Properties in Florida
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 38,887 USDA backed residential loans in Florida with an average loan balance of $122,038. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $125,977. On average the rural home size purchased with this loan was approximately 1,576 square feet.
The size of Florida is roughly 170,312 square kilometers. USDA defined regions of rural loan ineligibility in Florida covers about 45,485 square kilometers of the state. In other words, approximately 26.71% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Florida include Ponte Vedra, Quincy, Atlantic Beach, and New Smyrna Beach.
Search 67 Counties of Florida 
Alachua • Baker • Bay • Bradford • Brevard • Broward • Calhoun • Charlotte • Citrus • Clay • Collier • Columbia • DeSoto • Dixie • Duval • Escambia • Flagler • Franklin • Gadsden • Gilchrist • Glades • Gulf • Hamilton • Hardee • Hendry • Hernando • Highlands • Hillsborough • Holmes • Indian River • Jackson • Jefferson • Lafayette • Lake • Lee • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Leon • Levy • Liberty • Madison • Manatee • Marion • Martin • Miami'Dade • Monroe • Nassau • Okaloosa • Okeechobee • Orange • Osceola • Palm Beach • Pasco • Pinellas • Polk • Putnam • Saint Johns • Saint Lucie • Santa Rosa • Sarasota • Seminole • Sumter • Suwannee • Taylor • Union • Volusia • Wakulla • Walton • Washington
States bordering Florida include Alabama and Georgia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Florida.
Florida was admitted into the United States on March 3rd, 1845 where the state capitol today resides in Tallahassee.
The official Florida motto, In God We Trust, was adopted in 2006 by the Florida legislature and signed into law by Governor Jeb Bush. The motto was first used in a Florida state seal in 1868, but it wasn't officially adopted as the state's motto until 2006.
The motto is a reminder of Florida's commitment to the values and principles of faith, liberty, and justice. It reflects the state's deeply rooted religious heritage and its recognition of the importance of faith in the lives of its citizens. The motto also symbolizes the state's commitment to freedom of religion and the protection of individual rights and liberties."
Learn about the birds and the bugs of Florida!
State Fish: Atlantic sailfish (Istiophorus albicans)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
For general questions on USDA rural development in Florida:Featured Properties from USDA Loan Eligible Regions of Florida
Please call the State Office at (352) 338-3400.
Select from featured USDA loan eligible cities
Rural Homes in Florida during Spring
