Find USDA Eligible Properties in Georgia
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 28,590 USDA backed residential loans in Georgia with an average loan balance of $109,593. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,807. On average the rural home size purchased with this loan was approximately 1,647 square feet.
The size of Georgia is roughly 153,910 square kilometers. USDA defined regions of rural loan ineligibility in Georgia covers about 16,447 square kilometers of the state. In other words, approximately 10.69% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Georgia include Fairburn, Barnesville, Locust Grove, and Bremen.
Search 159 Counties of Georgia 
Appling • Atkinson • Bacon • Baker • Baldwin • Banks • Barrow • Bartow • Ben Hill • Berrien • Bibb • Bleckley • Brantley • Brooks • Bryan • Bulloch • Burke • Butts • Calhoun • Camden • Candler • Carroll • Catoosa • Charlton • Chatham • Chattahoochee • Chattooga • Cherokee • Clarke • Clay • Clayton • Clinch • Cobb • Coffee • Colquitt • Columbia • Cook • Coweta • Crawford • Crisp • Dade • Dawson • DeKalb • Decatur • Dodge • Dooly • Dougherty • Douglas • Early • Echols • Effingham • Elbert • Emanuel • Evans • Fannin • Fayette • Floyd • Forsyth • Franklin • Fulton • Gilmer • Glascock • Glynn • Gordon • Grady • Greene • Gwinnett • Habersham • Hall • Hancock • Haralson • Harris • Hart • Heard • Henry • Houston • Irwin • Jackson • Jasper • Jeff Davis • Jefferson • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Jenkins • Johnson • Jones • Lamar • Lanier • Laurens • Lee • Liberty • Lincoln • Long • Lowndes • Lumpkin • Macon • Madison • Marion • McDuffie • McIntosh • Meriwether • Miller • Mitchell • Monroe • Montgomery • Morgan • Murray • Muscogee • Newton • Oconee • Oglethorpe • Paulding • Peach • Pickens • Pierce • Pike • Polk • Pulaski • Putnam • Quitman • Rabun • Randolph • Richmond • Rockdale • Schley • Screven • Seminole • Spalding • Stephens • Stewart • Sumter • Talbot • Taliaferro • Tattnall • Taylor • Telfair • Terrell • Thomas • Tift • Toombs • Towns • Treutlen • Troup • Turner • Twiggs • Union • Upson • Walker • Walton • Ware • Warren • Washington • Wayne • Webster • Wheeler • White • Whitfield • Wilcox • Wilkes • Wilkinson • Worth
States bordering Georgia include Alabama, Florida, North Carolina, South Carolina and Tennessee.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Georgia.
Georgia ratified the 1787 United States Constitution on January 2nd, 1788 where the state capitol today resides in Atlanta.
The official Georgia motto is "Wisdom, Justice, and Moderation." This motto was adopted as part of the Georgia state seal in 1776, and is believed to have been proposed by the state's first governor, Archibald Bulloch. The motto is derived from the writings of the ancient Greek philosopher Plato, who wrote that a good leader should possess the three qualities of wisdom, justice, and moderation. In the context of Georgia, the motto implies that the state should strive for wisdom when making decisions, justice when enacting laws, and moderation when enforcing them.
Learn about the birds and the bugs of Georgia!
State Fish: Southern Appalachian brook trout (Salvelinus fontinalis)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Contact your Area Office for program information and to apply:Featured Properties from USDA Loan Eligible Regions of Georgia
Cartersville - (678) 719-3508
Monroe - (770) 267-1413, Ext. 4
Fort Valley - (478) 827-0016, Ext. 4
Sandersville - (478) 552-6073, Ext. 4
Tifton - (229) 382-0273, Ext. 4
Douglas - (912) 384-4811, Ext. 4
State Office: USDA Rural Development | Stephens Federal Building | 355 E. Hancock Avenue | Athens, Ga 30601
Phone - (706) 546- 2162 | Toll Free - (800) 338-5975 | TDD - (706) 546-2034 | Fax2Mail- (855) 452-0956
Select from featured USDA loan eligible cities
Rural Homes in Georgia during Spring
