Find USDA Eligible Properties in New Jersey
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 7,556 USDA backed residential loans in New Jersey with an average loan balance of $187,385. Over 85% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $190,476. On average the rural home size purchased with this loan was approximately 1,400 square feet.
The size of New Jersey is roughly 22,591 square kilometers. USDA defined regions of rural loan ineligibility in New Jersey covers about 7,134 square kilometers of the state. In other words, approximately 31.58% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in New Jersey include Verona, Wallington, Fort Lee, and Carteret.
Search 21 Counties of New Jersey 
Atlantic • Bergen • Burlington • Camden • Cape May • Cumberland • Essex • Gloucester • Hudson • Hunterdon • Mercer • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Middlesex • Monmouth • Morris • Ocean • Passaic • Salem • Somerset • Sussex • Union • Warren
States bordering New Jersey include Delaware, New York and Pennsylvania.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Eligibile Houses throughout the state of New Jersey.
New Jersey ratified the 1787 United States Constitution on December 18th, 1787 where the state capitol today resides in Trenton.
The official New Jersey motto is "Liberty and Prosperity," which was adopted in 1776 in the New Jersey State Constitution. It is derived from a toast first used by New Jersey founder William Penn, who in 1681 declared, "May the counties of New Jersey enjoy liberty and prosperity forever." The motto reflects the ideals of freedom and prosperity that were foundational to the establishment of the State of New Jersey. This motto is also a reminder of the State's legacy of striving for economic and political independence.
Learn about the birds and the bugs of New Jersey!
State Fish: Brook trout (Salvelinus fontinalis)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
New Jersey State OfficeFeatured Properties from USDA Loan Eligible Regions of New Jersey
521 Fellowship Road
Suite 130
Mt. Laurel, NJ 08054
Tel: 856-787-7700
Fax: 855-305-7343
Select from featured USDA loan eligible cities
Rural Homes in New Jersey during Spring
