Find USDA Eligible Properties in Virginia
Find properties within a county or independent city or use the search to find specific city and zip code areas.
Click on the county or independent city map below to see USDA eligible properties by county or independent city.
There are 24,586 USDA backed residential loans in Virginia with an average loan balance of $147,522. Over 83% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $151,492. On average the rural home size purchased with this loan was approximately 1,468 square feet.
The size of Virginia is roughly 110,787 square kilometers. USDA defined regions of rural loan ineligibility in Virginia covers about 13,282 square kilometers of the state. In other words, approximately 11.99% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties and independent cities below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Virginia include Stephens City, Front Royal, Great Falls, and Lorton.
Search 130 Counties and Independent Cities of Virginia 
Accomack • Albemarle • Alexandria • Alleghany • Amelia • Amherst • Appomattox • Arlington • Augusta • Bath • Bedford • Bland • Botetourt • Bristol • Brunswick • Buchanan • Buckingham • Buena Vista • Campbell • Caroline • Carroll • Charles City • Charlotte • Charlottesville • Chesapeake • Chesterfield • Clarke • Colonial Heights • Covington • Craig • Culpeper • Cumberland • Danville • Dickenson • Dinwiddie • Emporia • Essex • Fairfax • Falls Church • Fauquier • Floyd • Fluvanna • Franklin • Frederick • Fredericksburg • Galax • Giles • Gloucester • Goochland • Grayson • Greene • Greensville • Halifax • Hampton • Hanover • Harrisonburg • Henrico • Henry • Highland • Hopewell • Isle of Wight • James City • King George • King William • King and Queen • Lancaster • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Lee • Lexington • Loudoun • Louisa • Lunenburg • Lynchburg • Madison • Manassas • Manassas Park • Martinsville • Mathews • McDowell • Mecklenburg • Middlesex • Montgomery • Nelson • New Kent • Newport News • Norfolk • Northampton • Northumberland • Norton • Nottoway • Orange • Page • Patrick • Petersburg • Pittsylvania • Poquoson • Portsmouth • Powhatan • Prince Edward • Prince George • Prince William • Pulaski • Radford • Rappahannock • Richmond • Roanoke • Rockbridge • Rockingham • Russell • Salem • Scott • Shenandoah • Smyth • Southampton • Spotsylvania • Stafford • Staunton • Suffolk • Surry • Sussex • Tazewell • Virginia Beach • Warren • Washington • Waynesboro • Westmoreland • Williamsburg • Winchester • Wise • Wythe • York
States bordering Virginia include Kentucky, Maryland, North Carolina, Tennessee and West Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Virginia.
Virginia ratified the 1787 United States Constitution on June 25th, 1788 where the state capitol today resides in Richmond.
The official Virginia motto is "Sic Semper Tyrannis" which means "Thus Always To Tyrants" in Latin. It is believed to have originated from Brutus' words after he assassinated Julius Caesar in 44 BC. The phrase was made popular again in 1865 when John Wilkes Booth, an actor and Confederate sympathizer, shouted "Sic Semper Tyrannis" after assassinating President Abraham Lincoln. Virginia adopted the phrase as its official motto in 1776 as a reminder of the citizens' opposition to tyranny.
Learn about the birds and the bugs of Virginia!
State Fish: Brook trout (Salvelinus fontinalis)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
State and area offices are open to the public Monday through Friday from 8 a.m. until 4:30 p.m.Featured Properties from USDA Loan Eligible Regions of Virginia
State office:
1606 Santa Rosa Road, Suite 238
Richmond, Va. 23229
Phone: 804-287-1500
Fax: (855) 636-4613
TDD: 804-287-1753
Select from featured USDA loan eligible cities
Rural Homes in Virginia during Spring
