Find USDA Eligible Properties in Washington
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 18,624 USDA backed residential loans in Washington with an average loan balance of $167,932. Over 85% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $169,941. On average the rural home size purchased with this loan was approximately 1,442 square feet.
The size of Washington is roughly 184,661 square kilometers. USDA defined regions of rural loan ineligibility in Washington covers about 5,282 square kilometers of the state. That means only 2.86% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Washington include Bainbridge Island, North Bend, Arlington, and Mountlake Terrace.
Search 39 Counties of Washington 
Adams • Asotin • Benton • Chelan • Clallam • Clark • Columbia • Cowlitz • Douglas • Ferry • Franklin • Garfield • Grant • Grays Harbor • Island • Jefferson • King • Kitsap • Kittitas • Klickitat • Lewis • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Lincoln • Mason • Okanogan • Pacific • Pend Oreille • Pierce • San Juan • Skagit • Skamania • Snohomish • Spokane • Stevens • Thurston • Wahkiakum • Walla Walla • Whatcom • Whitman • Yakima
States bordering Washington include Idaho and Oregon.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Rural Development Eligibile Real Estate throughout the state of Washington.
Washington was admitted into the United States on November 11th, 1889 where the state capitol today resides in Olympia.
The official motto of Washington is "Al-ki" (sometimes spelled Alki or Al-Ki), a Chinook Jargon word meaning "by and by" or "the future". The motto was adopted in 1889 by an act of the State Legislature and appears on the seal of the state. The word is derived from the Chinook Jargon, a trade language used by Native Americans and settlers in the Pacific Northwest. The phrase conveys a spirit of optimism, hope and faith in the future, while also honoring the history and heritage of the region.
Learn about the birds and the bugs of Washington!
State Fish: Steelhead trout (Oncorhynchus mykiss)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
State OfficeFeatured Properties from USDA Loan Eligible Regions of Washington
1835 Black Lake Blvd.
SW in Olympia,WA
(360) 704-7740
Western Area Housing Office, Olympia, WA has offices located in Mount Vernon & Port Angeles.
(360) 704-7760
Eastern Area Housing Office, Wenatchee, WA has offices in Spokane and Yakima
(509) 663-4019
Select from featured USDA loan eligible cities
Rural Homes in Washington during Spring
