Find USDA Eligible Properties in West Virginia
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 12,330 USDA backed residential loans in West Virginia with an average loan balance of $99,541. Over 83% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $103,338. On average the rural home size purchased with this loan was approximately 1,419 square feet.
The size of West Virginia is roughly 62,756 square kilometers. USDA defined regions of rural loan ineligibility in West Virginia covers about 428 square kilometers of the state. That is a mere 0.68% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in West Virginia include Harpers Ferry, Barboursville, Beckley, and Clarksburg.
Search 55 Counties of West Virginia 
Barbour • Berkeley • Boone • Braxton • Brooke • Cabell • Calhoun • Clay • Doddridge • Fayette • Gilmer • Grant • Greenbrier • Hampshire • Hancock • Hardy • Harrison • Jackson • Jefferson • Kanawha • Lewis • Lincoln • Logan • Marion • Marshall • Mason • McDowell • Mercer • Mineral • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Mingo • Monongalia • Monroe • Morgan • Nicholas • Ohio • Pendleton • Pleasants • Pocahontas • Preston • Putnam • Raleigh • Randolph • Ritchie • Roane • Summers • Taylor • Tucker • Tyler • Upshur • Wayne • Webster • Wetzel • Wirt • Wood • Wyoming
States bordering West Virginia include Kentucky, Maryland, Ohio, Pennsylvania and Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of West Virginia.
West Virginia was admitted into the United States on June 20th, 1863 where the state capitol today resides in Charleston.
The official motto of West Virginia, "Mountaineers Are Always Free," was adopted in 1863, shortly after West Virginia became the 35th state in the United States. The motto was intended to reflect the spirit of independence and self-determination of the people of West Virginia, which was a new state that had just been formed out of the western portion of Virginia in the midst of the Civil War. The motto is a reminder that the people of West Virginia, who have a long history of standing up for their rights and standing against oppression, are free to determine their own destiny.
Learn about the birds and the bugs of West Virginia!
State Fish: Brook trout (Salvelinus fontinalis)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
USDA Rural Development programs are delivered through eleven offices in West Virginia. For more information, please contact the specific program area or the office nearest to you.Featured Properties from USDA Loan Eligible Regions of West Virginia
State Office
1550 Earl Core Road, Suite 101
Morgantown, WV 26505
(304) 284-4860 | (855) 859-1834 fax
Select from featured USDA loan eligible cities
Rural Homes in West Virginia during Spring
