There are no geographical USDA loan restrictions in this postal code. Click for more details on 86547.

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A great place to live, work and visit



Safford is a great place to live in Graham County, Arizona. It is home to a vibrant and diverse community with a focus on outdoor activities. Residents enjoy easy access to the nearby Graham Mountains, Roper Lake State Park, and Coronado National Forest. The city also boasts a variety of cultural attractions, including the Safford House Museum, historic downtown district, and nearby golf courses.

Additionally, Safford offers a lower cost of living than many other cities in the area, making it attractive for those looking for affordable housing options. The city also has excellent educational opportunities, with nearby Eastern Arizona College providing students with a variety of degree programs.

The single unappealing aspect of daily life in Safford is its lack of public transportation options. Although the city does provide bus services through the local transit authority, these are limited and may not be convenient for those who rely on public transportation to get around town.

Jon Hegreness
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"The Right Move When Live Moves You"
I am a full time Arizona Real Estate Broker except that is a lie. I am also a full time husband and a full time father. I ... see full details and contact information for Jon ... my wife is too amazing for words and I am blessed because she chose me.
Jon has 4 recent and active property listings that range in price from $550,000 to $1,075,000 with the most recent sale on 2024-05-13 for $989,000.
Serving the areas of Elgin, Round Rock, Stanfield, Sun Valley, Sun City West, Palo Verde, Paulden & Joseph City
Adam "Toy" Andrews
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Love Where You Live
Toy Andrews is a loved and respected realtor in the state of AZ. With over 15 years covering Arizona corner to corner and as ... see full details and contact information for Adam ... agent, Toy has the passion and expertise to meet your real estate dreams.
This realtor has 4 recent and active property listings that range in price from $50,000 to $449,000 with the most recent sale on 2024-04-04 for $699,500.
Serving the areas of Kearny, Paradise Valley, Buckeye, Litchfield Park, Parker, Kingman, Florence, Holbrook & Fort McDowell
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Advantages of home ownership in Safford, Arizona:

1. Stable Housing Payments: When you own a home, you have fixed monthly mortgage payments which give you a sense of predictability and stability.

2. Building Equity: As you make mortgage payments, you build equity in your home which can be used to reinforce your financial position.

3. Tax Benefits: Homeowners qualify for numerous tax breaks that renters do not, including deductions for mortgage interest payments and property taxes.

4. Pride of Ownership: Owning a home provides a great sense of accomplishment and pride in ownership.

Disadvantages of home ownership in Safford, Arizona:

1. Home Maintenance Costs: Homeowners are responsible for the maintenance and upkeep of their homes. Repairs and upgrades can be costly and time consuming.

2. Property Taxes: Property taxes are typically higher for homeowners, and in Arizona they tend to be relatively high compared to national average.

3. Loss of Flexibility: Homeowners are less mobile than renters, given that selling a home can be a difficult and lengthy process.

4. Uncertainty of the Housing Market: The housing market is always changing, so the value of a homeowner's property can fluctuate unpredictably. This can cause issues when trying to sell a home or obtaining a new mortgage.